Vipin Raj at Certainty Home Lending (NMLS #1392977)

Joel Varghese Thomas 

on Zillow

2 weeks ago

I can’t say enough good things about Vipin. He was referred to me by a family friend and from start to finish, he showed exceptional professionalism, patience, and genuine understanding. He truly listened and seemed to know exactly what I needed, sometimes even before I did. Every question was answered clearly, every concern was handled with care, and nothing ever felt rushed or overlooked. What could have been a stressful process felt smooth and reassuring because of his guidance. Honestly, he was a miracle worker and made ... read more

Benson Benny 

on Zillow

3 weeks ago

Vipin is in fantastic. It's my second time working with him and he never fails to impress me. Vipin always has your best interest in mind and is transparent in all engagements. If you are looking for a stress free financing, look no further. 

Nijo John 

on Zillow

2 months ago

We’ve had the pleasure of working with Vipin multiple times over the years, and each experience has been nothing short of excellent. Our journey with him began back in 2018 when we purchased our first home. As first-time buyers, we had many questions and uncertainties, but Vipin guided us through every step with patience, clarity, and professionalism. He took the time to explain each detail—from loan options to closing costs—in a way that made the process smooth and stress-free. A few years later, when we decided to refinanc... read more

Gracy Samuels 

on Zillow

7 months ago

Vipin Raj is exceptional loan officer, loan process was made easy and completed on time . Every step of the process was handled with care and knowledge. 

Derin Jose 

on Zillow

8 months ago

He was personable and willing to explain technical term. He was readily available by email and phone. He even helped us with questions about the mortgage even after the closing. Will definitely go with him for refinancing or if I’m buying another property. 

Joseph Sonu 

on Zillow

a year ago

We cannot say enough good things about Vipin Raj! As first-time homebuyers, we had so many questions and concerns, but Vipin guided us through the process with incredible patience, professionalism, and expertise. He made what could have been a stressful experience feel smooth and manageable. Vipin worked tirelessly to secure the best loan for our needs, and he even exceeded our expectations by helping us close well ahead of the originally scheduled date. His efficiency, attention to detail, and commitment to his clients are ... read more

Sonu John 

on Zillow

a year ago

Vipin Raj has been an exceptional loan officer throughout my home-buying journey. Their professionalism, expertise, and dedication to ensuring a smooth process truly set them apart. They were always available to answer my questions, provide guidance, and keep me informed every step of the way. Vipin Raj & Team worked tirelessly to secure loan approval in a remarkably short period, exceeding all my expectations. Their humility, intelligence, and personalized approach made the experience stress-free and enjoyable. I am incredi... read more

Femi Adenuga 

on Zillow

a year ago

Vipin has been the best loan officer I have come across. He is very professional, humble, highly intelligent and experienced. He goes above and beyond to deliver our loan approval within a very short period. He exceeded my expectations. I will continue to recommend him to all my friends and associates 

Dhanya & Joseph Hano 

on Zillow

a year ago

We had the pleasure of working with Vipin Raj for the second time as our loan officer, and once again, he exceeded our expectations. Vipin’s expertise, dedication, and exceptional customer service made the entire process smooth and stress-free. He took the time to thoroughly explain our options and kept us informed every step of the way. We highly recommend Vipin for anyone seeking a knowledgeable and reliable loan officer. Thank you, Vipin, for your outstanding support!