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12123 Heritage Park Circle, Silver Spring, MD, 20906, United States
Get directionsWe highly recommend working with 1Rate, Inc. My wife and I are first time home buyers, and we had the pleasure of working with Michael Shim. He was professional, detailed, responsive, and answered all of our endless questions to make sure we were comfortable with everything. 1Rate will be able to provide assistance with what you need, as they did for us. We would like to work with them again in the future!
Business response:
Mike and Katie, we're so honored that you selected us as your lender to purchase your first home. Thank you for your kinds words of Michael and the team. We too understand the new excitement you'll be experiencing this Holiday. The Christmas tree up in YOUR home. Rain and snow falling on YOUR roof. We wish you a wonderful Holiday in your new and beautiful home! Happy holidays, Team 1RATE
Its been second time we worked with Roya (first refinance and then purchase) and once again the service was outstanding! Extremely experienced, highly knowledgeable in all nuances, very quick to respond to any questions we had along the process and just pleasure to work with! Highly recommend for a smooth experience!
Roya and her team went above and beyond to make buying our home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I can’t recommend this Team enough! Closing was a breeze. I am grateful that we used your services during our home purchase. Thanks again!
Business response:
Wahyda, we're excited to hear that we were part of your new home buying journey! Thank you for review of our performance and the service you experienced. Very best, Team 1RATE!
I have refinanced 4 times in my home ownership tenure and by far working with Michael Shim has been the most painless process. Long story short, if you have a good credit rating, proven business sustainable business income or skills to secure a salaried job with a past income history, whatever you situation might be, Michael has the knowledge to help you figure out a legit approach to securing a loan. The fact that he has a secure portal for you to upload sensitive financial documents securely and an automated system to keep... read more
Business response:
Arun, thank you for taking the time to publicly recognize and share your experience with us. We agree! Michael is fantastic! We will definitely keep "excellence" as our north star. Have a great rest of 2021. Team 1RATE
Working with Seung was one of the best experience and the easiest task in my recently home buying process. Seung is very professional, knowledgeable and most importantly genuinely caring individual for his clients. He went out of his way to get the best deal and I can’t thank him enough for his extra work and dedication. I would highly recommend him to anyone looking for best deals and the smooth home loan process :)
Business response:
Partap, we agree! Seung is awesome! Thank you for taking the time to write an endorsement of our services. Very best, Team 1RATE
I had a pleasure of working with Chris, Michael and Candy. I had found 1Rate by random googling and it turned out serendipitous. Chris and I started working together on July 31 and over the weekend, he ensured best interest rate and everything was ready to be submitted to the underwriters by Monday, August 2. On Monday, Michael and Candy took over to work through the process and the communication and efficiency was excellent. I closed on the house on 19th August! My realtor was amazed on the interest I got for 5% down paymen... read more
Had a great experience with Roya and the team at 1Rate. I had a non standard loan situation and they were able to help me navigate the complex process of getting a loan approved, walked me through the process step by step, and always responded to questions very FAST. I have used 1Rate for both my personal residence as well as investment real estate and their professionalism, fast service, and most of all, great rates, have made me a 1Rate fan. This team knows the process inside and out, and helped me lock in a great rate and... read more
They provided me best rate with earliest closing date as well as daily updates. If I need to get another mortgage or refinance I will definitely consider them at first!
What can I say!!!! Roya is honest,efficient,hardworker,prompt and always easy to reach. Great and professional broker to work with. I do recommend her for all your loan inquiries.
Business response:
Alex, we agree! Roya is amazing! Thank you for publicly sharing your positive experience. We appreciate it very much! Have a great 2021! Team 1RATE
1RATE.COM has a 4.9 star rating with 226 reviews.
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