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Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

5.0

About this business

Al Esposito is your Clinton local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Al is committed to helping homeowners with home purchase loans and refinances. Contact Al at (908) 546-5617 for more information! 

Location details

186 Center St, Clinton, NJ, 08809, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0610 reviews
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Bill and Lauren's profile image
Bill and Lauren 
3 years ago

We received a recommendation regarding Al from a friend who had recently closed on a home with him. After speaking with Al for the first time on the phone, we realized he is very knowledge, clear, and organized in the mortgage lending process. The rates from PrimeLending were also very competitive. Al has been excellent with communication every step of the loan process. This alleviated much of the stress of obtaining a mortgage, being first time home buyers. He was especially helpful during the week of closing, ensuring our ... read more

Business response:

Thank you, Bill and Lauren! I'm thankful for your business and support in referring me to your friends! 

zuser201904050643007's profile image
zuser201904050643007 
3 years ago

Al is extremely structured and communicates at all stages of the approval process. He always follow up on any issues and resolves them. He is honest and does not sugarcoat his opinion. 

Business response:

Thank you! I'm glad that you appreciate my straight shooting LOL! Hope you are enjoying your new home :) 

graciej1122's profile image
graciej1122 
3 years ago

We are definitely grateful for having Alfonso Esposito as the person who gave us our loan. Buying a new home can be a very stressful and aggravating process full of uncertainty and uneasiness, but Alfonso and his team were the light in the whole process. He put us under his wing and went the extra mile. Him and his team are exceptional communicators which I felt was a crucial element in the home-buying process. Every time I called or emailed him he responded within a few hours or less with a very thorough and informative ans... read more

Business response:

Thank you Gracie! I hope you and Mike are settling in and enjoying your new home! 

mdirks's profile image
mdirks 
3 years ago

I'm not usually one to write reviews, but want to share how impressed I've been by the dedicated and best-in-class service provided by Alfonso Esposito and his team! As a first time home buyer, they went that extra mile to very clearly walk me through every step in the process. However far beyond this service for new buyers, they bring a total "A game" to the entire approval and underwriting experience. They are ON IT. Everything is streamlined with a user friendly online system, and they obtain the needed documentation well... read more

Business response:

Marla, thank you for taking the time to share your experience as I know you do not often do that! I appreciate your kind words and am truly grateful for your business! 

Y. Colon's profile image
Y. Colon 
3 years ago

Al and his team were excellent throughout the home buying process. From beginning to end he walked us through every step and what to expect. We had no surprises which was important for us, as we were first time home buyers. We had a lot of headaches throughout the home buying process and I am thankful to say that Al and his team were not one of them. They were fast to respond and were able to get us to close in a month which our sellers requested and we thought wouldn’t happen. Needless to say we will definitely be using Pri... read more

Business response:

I'm so glad I did not make the "headache" list during your home buying experience LOL! Thank you for your business Yencie! 

Ankit Patel's profile image
Ankit Patel 
3 years ago

As a first-time homebuyer, my wife and I had many concerns and questions about our purchase. Alfonso and his team helped us throughout the mortgage process and provided nothing but excellent service. When we contacted him to get pre-qualified up to closing, Alfonso and his team had always been responsive, kept me updated, and was just a phone call/text away, even on weekends and after office hours. I highly recommend Alfonso and his team to anyone looking for a world-class mortgage experience. 

Business response:

Thank you for your kind words Ankit! I hope you are settling in to the new place and enjoying your first holiday season in your new home! 

Sean S.'s profile image
Sean S. 
3 years ago

It was an absolute pleasure working with Al and his team. I was extremely impressed with the level of attention and professionalism of everyone involved, especially now as firms such as these are completely swamped with refinancing requests. I always felt like I was a priority client when communicating with Al and the team. I would happily work with Al again and hope to do so in the future. 10/10! 

Business response:

So thankful you felt like a priority client, because you are! I appreciate your business and kind words! 

AK2803's profile image
AK2803 
3 years ago

2 loans and both times we have approached Alfonso Esposito and closed on time. For our second loan we did not even bother cross shopping. Sure, rates might be a few percentage up and down elsewhere but we are convinced no one will match the Service, timeliness and the thoroughness of Alfonso Esposito. We only have 2 words for him. "Thank you!" 

Business response:

Love my repeat clients!! So grateful to have the opportunity once again to provide a positive mortgage experience. Thank you back! 

Kristine's profile image
Kristine 
3 years ago

As a first-time home buyer, I had a lot of concerns and questions about my purchase. Alfonso and his team helped me throughout the mortgage process and provided nothing but A+ service. From the time I gave him a call to get pre-qualified up to closing, Alfonso had always been responsive, kept me updated and was just a phone call/text away even on weekends and after office hours. I highly recommend Alfonso and his team to anyone looking for a world-class mortgage experience. 

Business response:

Thank you Kristine! I am so glad you had such a great experience and I am grateful for your business! 

Frequently asked questions about Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

How is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) rated?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) has a 5 star rating with 610 reviews. 

When is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) open?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) is closed now. It will open on Monday at 9:00 a.m.