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Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

5.0

About this business

Al Esposito is your Clinton local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Al is committed to helping homeowners with home purchase loans and refinances. Contact Al at (908) 546-5617 for more information! 

Location details

186 Center St, Clinton, NJ, 08809, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0610 reviews
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AnthonyMagistro6's profile image
AnthonyMagistro6 
3 years ago

I started the mortgage process by talking to a bank. Not a great way to go, they are very cold and you are just a number in their queue. Then my wife and I spoke to Al. He took the time to get to know us as he knows this process is long and personalizing it makes for a better experience. Al is the best communicator and keeps you well informed throughout the entire process so you stay on the timeline and there are no delays. I will be using Al until he decides to leave the industry for all my loan needs going forward. I recom... read more

Business response:

Thank you Anthony! 

Chris Cochrane's profile image
Chris Cochrane 
3 years ago

As always, Alfonso and his team came through and provided a quick and painless closing. Although this was our 3rd time working with them, this was our first time ever doing a Refinance and we were absolutely provided the same level of support and upfront expectations as we were on our new home purchases. We highly recommend Alfonso and his team for all your finance needs. 

Business response:

Thank you Chris! Glad to have assisted you with your mortgage needs for a third time! 

johndimaria7's profile image
johndimaria7 
3 years ago

Very helpful. Every stage of the process was was smooth and easy and quick and they walk us through every stage with ease. Never a problem. Thanks to Alfonso. Ed and Evan. Would absolutely recommend to anyone. 

Business response:

Thank you John! I truly appreciate your business! 

Angie's profile image
3 years ago

Al was absolutely amazing to work with! I could not be happier. This is my third time buying a home and the last two mortgage processes were a complete nightmare. With Al, the process was a pleasure. Yes, a PLEASURE! Simple, fast, efficient and professional. Al was extremely responsive, advised me what I needed to provide, I uploaded to the very user-friendly site and that was it. Along the way, he kept me updated on the progress of my loan. My mortgage commitment came within days and the remaining parts of the process withi... read more

Business response:

Thank you Angie! So glad you had such a nice experience and hope you are enjoying your new home! 

Anon's profile image
3 years ago

I spoke to a few different lenders but Alfonso's team was the only one that made me feel comfortable. Other lenders are either constantly pitching themselves and it feels like a sales trap or are unresponsive. I had so many questions but Al and his team were so patient, responsive, and helped explain everything. They made the mortgage process so easy. 

Business response:

Thank you so much for your kind words! 

Benito Gonzalez's profile image
Benito Gonzalez 
3 years ago

As a first time homebuyer, there is a lot of information to learn and keep track of throughout the whole entire process. Alfonso and his team made everything as simple and efficient as possible. He and his team were also very quick to respond to any of our questions. We would definitely recommend his services to other potential homebuyers, especially those who are doing it for the first time. 

Business response:

Thank you Benito! I appreciate your business! 

P and J's profile image
P and J 
3 years ago

the reviews are 100% accurate. The home purchasing process is a nightmare but have no fear when you have Alfonso and his team on your side. He is extremely knowledgeable, and cuts out all the bs and goes straight to the chase. Responds very quickly at all hours and he is right by your side from start to finish. You will get updated every step of the way. He is really the best and we cannot thank him enough. It is very important to work with someone that knows what they are doing as this home buying process can be a roller co... read more

Business response:

Thank you Paula - I greatly appreciate your business! 

jackie torres9's profile image
jackie torres9 
3 years ago

Al was incredibly easy to work with, very knowledgeable and always kept us up to date every step of the way. We referred 2 other friends to him, and highly recommend him! 

Business response:

Thank you Jackie! I appreciate your business and your referrals :) 

Ashley & Joey's profile image
Ashley & Joey 
3 years ago

We truly didn't know what to expect but heard nightmare story after story of buying your first home but with Al and his dream team, it was by far the easiest part of buying our new home! We can't thank Al enough for not only helping us close in just about 30 days but during a pandemic as well. They were all hands on deck at every moment and NEVER skipped a beat. We were informed on every step, how it was going to go and what to expect and he was spot on with every detail. If you are worried about the process and unsure of ho... read more

Business response:

Thank you Ashley and Joey! It was a pleasure working with you! 

Frequently asked questions about Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

How is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) rated?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) has a 5 star rating with 610 reviews. 

When is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) open?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) is closed now. It will open on Monday at 9:00 a.m.