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Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

5.0

About this business

Al Esposito is your Clinton local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Al is committed to helping homeowners with home purchase loans and refinances. Contact Al at (908) 546-5617 for more information! 

Location details

186 Center St, Clinton, NJ, 08809, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0691 reviews
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Joseph Knight's profile image
Joseph Knight 
4 years ago

This was my second refinancing with Al, and third loan experience overall. I could not have been happier with this experience. Al is extremely helpful, personable, and makes the entire process easy from start to finish. For this refinancing, Al was regularly in touch over the course of multiple months with updates until I finally decided to move forward, and he was extremely responsive and helpful the entire time. I also referred my Dad to Al for his recent refinancing, and he had a great experience. During that process, Al ... read more

Business response:

Joseph! I always appreciate my life long clients and am so thankful for your trust in referring me your dad too! 

Rodrigo's profile image
Rodrigo 
4 years ago

As a first-time home buyer, the purchase process seemed a bit fuzzy. Indeed it is not an easy process - there are a lot of moving pieces and it is time-sensitive, but Alfonso and the Prime Lending team provided a clear guidance since the first call we had! He stated clearly what needed to be done and what were the next steps, who to involve etc. Alfonso was always very quick to attend my calls or returning them. Being available is key during this process. I highly recommend! 

Business response:

Thank you Rodrigo! I greatly appreciate your business and thank you for your kind words. 

vilmamdeliz0's profile image
vilmamdeliz0 
4 years ago

Alfonso Esposito and his team workers responded to the questions I had immediately. They notified me any step taken upon my mortgage process until the end. I highly recommend them. 

Business response:

Thank you Vilma! I'm grateful for your business! 

bfogmeg's profile image
bfogmeg 
4 years ago

Al and his team at Primelending were amazing. They did the impossible and i was able to close in 35 days. He is very knowledgeable and professional but at the same time you feel as if you have known him for years. His wife also assisted on closing my loan and she was also very pleasant as well. They keep you well informed and up to date on your entire loan process. I already have and will continue to recommend them to my friends and family. 

Business response:

Thanks Brian! So glad for your experience and we truly appreciate your business! 

Liz's profile image
4 years ago

Alfonso and Karen knocked it out of the park yet again! We closed on our first home last year with Al and then refinanced this year. Alfonso took the time to update us on changing rates, answer all of our questions and put all of our concerns at ease. He is so personable and easy to get in contact with, which is uncommon with most lenders that only work 9-5. Karen checked in with us every step of the way to ensure our file stayed up to date, which allowed for the entire process to flow seamlessly. When we submitted our appli... read more

Business response:

Thanks Liz! I'm glad you were happy with our service and so thankful for your business! 

Bill and Lauren's profile image
Bill and Lauren 
4 years ago

We received a recommendation regarding Al from a friend who had recently closed on a home with him. After speaking with Al for the first time on the phone, we realized he is very knowledge, clear, and organized in the mortgage lending process. The rates from PrimeLending were also very competitive. Al has been excellent with communication every step of the loan process. This alleviated much of the stress of obtaining a mortgage, being first time home buyers. He was especially helpful during the week of closing, ensuring our ... read more

Business response:

Thank you, Bill and Lauren! I'm thankful for your business and support in referring me to your friends! 

zuser201904050643007's profile image
zuser201904050643007 
4 years ago

Al is extremely structured and communicates at all stages of the approval process. He always follow up on any issues and resolves them. He is honest and does not sugarcoat his opinion. 

Business response:

Thank you! I'm glad that you appreciate my straight shooting LOL! Hope you are enjoying your new home :) 

graciej1122's profile image
graciej1122 
4 years ago

We are definitely grateful for having Alfonso Esposito as the person who gave us our loan. Buying a new home can be a very stressful and aggravating process full of uncertainty and uneasiness, but Alfonso and his team were the light in the whole process. He put us under his wing and went the extra mile. Him and his team are exceptional communicators which I felt was a crucial element in the home-buying process. Every time I called or emailed him he responded within a few hours or less with a very thorough and informative ans... read more

Business response:

Thank you Gracie! I hope you and Mike are settling in and enjoying your new home! 

mdirks's profile image
mdirks 
4 years ago

I'm not usually one to write reviews, but want to share how impressed I've been by the dedicated and best-in-class service provided by Alfonso Esposito and his team! As a first time home buyer, they went that extra mile to very clearly walk me through every step in the process. However far beyond this service for new buyers, they bring a total "A game" to the entire approval and underwriting experience. They are ON IT. Everything is streamlined with a user friendly online system, and they obtain the needed documentation well... read more

Business response:

Marla, thank you for taking the time to share your experience as I know you do not often do that! I appreciate your kind words and am truly grateful for your business! 

Frequently asked questions about Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

How is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) rated?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) has a 5 star rating with 691 reviews. 

When is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) open?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) is closed now. It will open at 9:00 a.m.