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Beyond Debt

4.8
  • Credit Counseling Service
  • Stafford, QLD

About this business

FinanceCredit Counseling Service

Location details

National Head Office, 1/57 Hayward St, 1/57 Hayward St, Stafford, QLD, 4053, Australia

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WeekdayScheduleStatus
Mon8:00 a.m. to 6:00 p.m.
Tue8:00 a.m. to 6:00 p.m.
Wed8:00 a.m. to 6:00 p.m.
Thu8:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
Sun10:00 a.m. to 3:00 p.m.
4.81,914 reviews
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Trusted Customer 
5 years ago

oh if there was a 0 stars believe me that would be my rating. you guys are morally corrupt trash to be honest. i never once had the details of this explained to me. i was ripped off and taken advantage of by a disgusting company in my vulnerable moment!!!! absolute trash!!!!!! i don’t even know how this is legal !!!! DO NOT SIGN A DEBT AGREEMENT !!!! 

Joanne Maree Hayes's profile image
Joanne Maree Hayes 
5 years ago

Allow customers to pay through bpay. Would have saved $$’s and wouldn’t have to wait for them to take schedule almost always failed collections 

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Trusted Customer 
6 years ago

I felt that this solution was pushed through as the only option I had left short of bankruptcy. While they met the legal obligations, it became clear the agenda was to make money from me (quite a bit actually) when I later found out that I could have contacted banks myself and requested stop credit, or reduced balance, without the risk to my credit score. My fault for doing less research than I should’ve, but I still feel like a pawn used to perpetuate business. It’s be better if the had said less about it being to ‘help me’... read more

Bradley Troy Meredith's profile image
Bradley Troy Meredith 
6 years ago

Initial analysis of debt was good and explained things well. That's where things went pear shaped, I recieved correspondence that payments would come out fortnightly, yet payments were coming out weekly, when I contacted them - we don't care what the signed letter you have says, the agreement is for weekly payments so thats whats going to happen. No offer to refund defaults I had been charged, it was just bad luck. Very poor service. 

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Trusted Customer 
7 years ago

Need to make it a bit more clear just how serious a debt agreement is. If I'd known it'd be on my record for 5 years, I would've just gone bankrupt and saved myself alot of financial stress. I thought I was just consolidating my loans. Can also be a bit rude when a payment has been missed. 

Deborah Gail Stuart's profile image
Deborah Gail Stuart 
8 years ago

improve information to customers about how it will effect their credit rating during and after. I was unable to even get a prepaid internet service due to this debt agreement 

Business response:

Thank you for taking the time to provide feedback. We value all comments, good and bad. It keeps us honest and on a continual path of improvement. As client satisfaction is of the utmost importance to us, we retrieved the call recording and signed documentation relating to your initial interactions with DCS Group. We found the consultant you spoke with clearly stated the consequences of the discussed debt solution. We understand there is a lot to take in during a phone consultation which is why we follow up with a Product Di... read more

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Trusted Customer 
9 years ago

The only thing that annoyed me was the $1 surcharge EVERY week for allowing them to take money out of my account directly and the lack of a BPay option that wouldn't have had a surcharge... nothing like paying another $350+ just to be allowed to pay. other then that all good. 

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Trusted Customer 
9 years ago

Once everything was put into place it was fine the setting up was a nightmare for me as for many many years I had an excellent credit rating then when I decided to try to make life a little easier for myself and consolidate I was treated like **** from the banks...... constant phone calls... even over many years I was their excellent customer.... 

Trusted Customer's profile image
Trusted Customer 
9 years ago

At the beginning of it all i was told that there would be no ********* market against my credit history. Only to find out that the mark against my name is nearly as bad as going bankrupt. 

Business response:

We were concerned by your feedback so we pulled the call recording from the 18th of May 2015.Exactly 6 minutes into the conversion our consultant clearly states: “With this particular option, it does place a notation on your credit file for 5 years just to say that you’ve entered into an agreement with your creditors, and it means that you can’t have any credit while you’re in it.”The consequences of your chosen debt solutions was also clearly stated in the paperwork that you signed and returned to us.If you would like a cop... read more

Frequently asked questions about Beyond Debt

How is Beyond Debt rated?

Beyond Debt has a 4.8 star rating with 1,914 reviews. 

When is Beyond Debt open?

Beyond Debt is open now. It will close at 3:00 p.m.