Embrace Pet Insurance's cover image
Claimed

This profile has been claimed by the business owner or representative.

Embrace Pet Insurance

3.9

About this business

Insurance Plans Designed with You and Your Pets in Mind All of your pet’s unexpected accidents & illnesses are covered with Embrace’s one simple yet comprehensive pet insurance plan. Personalize your policy by selecting the annual maximum, annual deductible, and reimbursement percentage that fit your budget and needs. 

Location details

4530 Richmond Rd, Cleveland, OH, 44128, United States

Get directions
WeekdayScheduleStatus
Mon8:30 a.m. to 8:00 p.m.
Tue8:30 a.m. to 8:00 p.m.
Wed8:30 a.m. to 8:00 p.m.
Thu8:30 a.m. to 8:00 p.m.
Fri8:30 a.m. to 8:00 p.m.
Sat9:00 a.m. to 1:00 p.m.
SunClosed
3.913,671 reviews
Select a rating
Debbie D's profile image
Debbie D 
2 years ago

Horrible company. Do not purchase. They are calling and ear infection on my dog a SKIN issue. It is deep within his ear and NOT a skin infection. PLUS it took them 4 weeks to disapprove this claim. They turn down EVERYTHING I file and call it a skin issue. Horrible company. Do not use!! I had to choose a star rating LOL they deserve zero 

A. S's profile image
A. S 
2 years ago

Extremely long around times for claims. Clunky mobile app, difficult to upload information. 

Bob S's profile image
Bob S 
2 years ago

When you think Medical Insurance, Deductible, and Health Coverage, you imagine what your regular health insurance coverage is like. I pay approximately 400 monthly for my health insurance which has a low co pay and several other coverage's that make it affordable. Only when referencing this you think of any normal health condition with your pet, which is like a family member. However regular care check ups and blood work are not covered under the 45 dollars a month they charge. You need to pay much more to have regular care ... read more

Josh G's profile image
Josh G 
2 years ago

Embrace finds any reason not to pay your claims. My poor dog had a rectal mass develop more than a month after the end of her waiting period and after 6 weeks of fighting with Embrace just to review her medical records they came back and denied the claim. Their explanation, she had experienced issues defecating nearly 6 months earlier – which by the way was related to a diet change the vet recommended. They find creative ways to bend and link arbitrary symptoms to not cover your claims and pretend to care but they don’t. The... read more

Timothy P's profile image
Timothy P 
2 years ago

This company is a bunch of snakes that do not care about pets, do not care about helping people they only care about money. When I got the insurance 7years ago when my husky was 9years old they promised competitive rates, that were locked for life. After 3years the rates started to slightly increase. 2019 from $80-120. 2020 from $120-210. 2021 from $210 to $320. 2022 from $320 to $380 and now 2023 Increasing to $445 from the same coverage. It’s a crime that they can increase that much in one policy year meanwhile I pay less ... read more

Suzique's profile image
Suzique 
2 years ago

I am an owner of a 9 year old service dog, as I am deaf. I took out a policy with Embrace when my dog was much younger and have had but a few reimbursements. Last year my policy went up several hundred dollars, but this year it went up over $500.00. Absolutely ridiculous! Especially since my zip code has nothing to do with costs as my vet treats not only mine, but the other service dogs of the gifting organization at a reduced price. And being a senior accounts for no consideration. Forget the fact that service dogs are not ... read more

Alexis C.'s profile image
Alexis C. 
2 years ago

What a joke. I have a puppy that is now 6 months old. After requesting a medical history review, (because I know insurance companies tend to deny any claim they can) Embrace comes back and says my dog has a pre-existing condition—FLEAS. Yes, he was a tiny puppy on his vet visit when I was asking the vet if he was even old enough to get flea medication—so he had fleas. Additionally, they go out of their way to MAKE SURE they can deny a claim: “Please be aware that this medical history review is based on medical information I ... read more

Lauren H's profile image
Lauren H 
2 years ago

SCAM company. I called to enroll my dog in early July because he had been hospitalized for diarrhea and it was very expensive. It ended up being gastroenteritis. I explained my reasoning for wanting to get insurance on the phone and asked if I would be covered against similar situations in the future, and they said yes. They told me about pre-existing conditions, and I understand that concept and knew off hand what his pre-existing conditions were. I enrolled paying $169/month. I was so glad to be insured when his vet recomm... read more

Katrina G's profile image
Katrina G 
2 years ago

Embrace refused a claim for my bet which was covered by the insurance. They will find every reason to not pay a claim. 

Frequently asked questions about Embrace Pet Insurance

How is Embrace Pet Insurance rated?

Embrace Pet Insurance has a 3.9 star rating with 13,671 reviews. 

When is Embrace Pet Insurance open?

Embrace Pet Insurance is closed now. It will open at 8:30 a.m.