Essential Lending

Betty 

on Birdeye

4 years ago

After going through the approval process I was denied. I have good credit. I just needed a small bump to help cover what my insurance wouldn't for surgery. Turns out even though I get paid via Zelle, which is a legal form of ACH, they don't consider that as income. (I clean a lawyer's house. He's able to use that as a receipt for his taxes and I have to pay taxes on that income as well.) I guess it's just as well that I didn't get the loan. $400 would have cost $1700 for 12 months and interest if I didn't do an early payoff,... read more

Keith A. 

on Birdeye

4 years ago

However the situation arises, Bad credit does not necessarily mean its end of the road for people who need to secure good loans. The application process was slow and not quite easy and I wasn’t approved because I couldn’t meet up with some demands. Same thing I experienced when I was applying for loans for my most recent investment property , my score was in the mid-600’s. I had four late payments, but the lenders actually looked at my report and refused me a loan. I explained this to my close friend who later introduced me ... read more

Freeman S. 

on Birdeye

4 years ago

Too slow took u 5 days 

Denise L. 

on Birdeye

4 years ago

I never had a loan officer discuss my loan information with me. If I had known my payments were going to be as high as they are, I wouldn’t have taken the loan out. It has put me in a financial hardship and put my marriage in problems. 

CARLEA W. 

on Birdeye

4 years ago

I tried getting a payday loan from several lenders and was unsuccessful but Wise Loan worked with me and I was approved for more than I had requested. 

COURTNEY K. 

on Birdeye

4 years ago

Just waiting on a call to tell me when they will be putting the money in my account. Also to get the right account number 

Toby H. 

on Birdeye

4 years ago

Ya it was a good pleasant experience and I’m not mean or I give one star not because the people or anything but because it’s a loan people if your not hurting for money don’t do it it’s so much to pay and pay you’ll get behind and get screwed in the end and that’s for any loan company :) 

Tobi P. 

on Birdeye

5 years ago

No this company is no good! Took out a loan and had it paid off and this company is still taking money out of my bank account!! I am reporting them, as well as shutting my bank account down to stop this! This company owes me $165 for the fraudulent activity. Contacted them twice in regards to this matter and no one bothers to get this resolved. 

Raul 

on Birdeye

5 years ago

I borrowed 900 and after paying 127 weekly for 8 weeks, my Balance was 875. You do the math. Don't get in trouble. Don't borrow from these crooks. It is a RIP OFF.