Garden State Home Loans, a Division of OceanFirst Bank

Mark R 

on Zillow

4 years ago

Matt was extremely professional and responsive with every aspect of the loan. He was easily reached and immediately answered all questions regarding our loan and the process. 

megferg2 

on Zillow

4 years ago

My husband and I have worked with Matt twice now, through our initial mortgage approval process when buying our first home as well as most recently when we refinanced our home. When we first worked with Matt, he not only offered us the best interest rate at the time, but he was also there for us every step of the way. Being first time home buyers, there was a lot we did not know. Matt answered every last question we had and even joined us at closing to ensure we knew what we were signing. A year and a half later, Matt went o... read more

Melanie Romano 

on Zillow

4 years ago

Matthew Prizzi and his team made our refinancing process run very smoothly. They were great to work with and communicated with us through every step of the way! They made things convenient for us, and we even closed one evening in our own home! My husband and I HIGHLY recommend Matthew Prizzi! 

Carrie G. 

on Zillow

4 years ago

We were referred to Jonathan and Garden State Loans and couldn’t have received better service. My husband being self-employed has made things tricky for us when trying to get a home loan. Jonathan and his team not only worked to get us our loan, but he did it with constant communication and guidance. I truly can’t say enough about the service we received. He’s honest, extremely courteous and thoroughly explained every step along the way. He went over and beyond to get us into our dream home. 

zuser201710041202480 

on Zillow

4 years ago

I came to Matt and GSHL as a second lender when my first couldn't deal with the curveballs that my unique home and property involved. Matt and GSHL dealt the the curveballs to permit a closing on terms favorable to me and did so with speed and efficiency. I appreciate this problem-solving ability that many mortgage lenders do not have. 

Erica Willis 

on Zillow

5 years ago

I originally closed on my home in November 2018 an decided to do a interest reduction in August. I reached out to Matt who shows nothing but the best quality service. Matt was able to lower my mortgage by over 100$ with $0 down two months no mortgage and a escrow refund. We are forever grateful. 

user97603407 

on Zillow

5 years ago

Easy process, very knowledgeable, always available, always answered my questions and did NOT beat around the bush. Johnathan Menk was great to our family! We went through multiple homes, and he never got annoyed with us, even when I was annoyed with myself! 

bbt300 

on Zillow

5 years ago

I've had the pleasure of working with Matt twice within a year and a half. Once to buy my first home and again to refinance. Both experiences were outstanding, Matt was extremely organized, professional, and timely. He was diligent, ensuring I received the best rate and that all paperwork was completed. Matt was trustworthy, which in turn alleviated some of the stress that comes with these transactions. I 100% recommend Matt to any prospective homebuyer or owner looking to refinance. 

Chris Amoroso 

on Zillow

5 years ago

The whole Garden State Home Loans staff was great making the entire mortgage process easy and transparent. We would definitely use them again in the future for our other home financing needs