Garden State Home Loans, a Division of OceanFirst Bank

Kate Bonchev 

on Zillow

5 years ago

Working with Matt Prizzi and his team for our refinance made the process seamless. They are extremely knowledgeable, responsive and their turnaround time was outstanding. Highly recommend! 

Lucky Home Owner 

on Zillow

5 years ago

Susan was determined to help us by explaining options to lower our interest rate resulting lower monthly mortgage. We had great questions and answers and made this work. Process was completed in less than a month. 

K Eppler 

on Zillow

5 years ago

I had GSHL provide a mortgage loan for a new house. A potentially stressful and technical process was smooth, well explained and Jordan took great care of every detail! I knew what the 'next steps' were through the whole process and it was really easy to connect with Jordan at any time. Plus, she was a very thorough, positive and professional asset throughout the process. Garden State very much satisfied my needs and Jordan was a Rock Star!! 

Justin 

on Zillow

5 years ago

Thank you for a seamless transaction, Michael. MariaElena is also indescribably spectacular. The entire process was completely seamless and completed earlier than expected. 

Lisa C 

on Zillow

5 years ago

Garden State Home Loans is by far the BEST mortgage company I have ever used. The application process was straight-forward, the rates and closing costs were low and there were no hidden fees or surprises. My loan officer, MariaElena Cacciavillano was incredibly responsive and answered all of my questions. When I ran into an issue with the people buying my home, thus delaying my closing date on the purchase, Trey Rock, from the production team was quick to explain my options and implement the mortgage extension from October 2... read more

Theresa Pizza 

on Zillow

5 years ago

This lender was great ! Closed in three weeks, did what she said she would do and had a great rate. We applied Dec 4th and though Christmas and New Years was in between we closed on 1/4 as promised ! 

Gigi Cinalli 

on Zillow

5 years ago

We were extremely pleased with this company. They are shoulders above any other lender we have ever used. They were Michael Colella made himself available via email and telephone to us after 5pm. The team fulfilled our need for a commitment letter in no time. We were able to securely transfer our personal documents without doubt or hesitation. All of the processes were completed in a very timely manner and at low costs comparatively. Great service, a great experience for us! We have a few properties and GSHL's has been the e... read more

Karren from the city 

on Zillow

5 years ago

Jonathan was a consummate professional who communicated in a timely and professional manner. The entire team including Kate provided solid guidance in navigating the present day mortgage process. The team kept me up to date on all matters through to closing. Although I am not a new homebuyer, I appreciated the excellent customer service that Jonathan and Kate provided. I would certainly work with GSL on my next property! 

Jessica J 

on Zillow

5 years ago

Everyone I worked with at GSL was amazing! They made everything so easy to understand and made sure the whole process ran smoothly. I would highly recommend!!