Garden State Home Loans, a Division of OceanFirst Bank

Michael Keys 

on Zillow

5 years ago

Jacob (and his entire team, for that matter) was awesome - he walked us through the entire process, followed up regularly, and even went above and beyond to make our closing despite hitting tons of traffic. He was great, especially since we were first-time homebuyers, and we would definitely recommend him and Garden State Home Loans 

michael etoll 

on Zillow

5 years ago

Jacob was awesome to work with. Was reachable on the weekends and walked me thru the process. Even our lawyer stated how on top of everything Jacob and garden State home loans were. He made the process flawless and simple. Highly recommend using Jacob for your home buying needs 

Tiffany 

on Zillow

5 years ago

Matt is Extremely knowledgeable about mortgages and even better at communicating the intricacies of financing. He was very responsive from the start and got us the best rate possible. We purchased a New Construction house which lends itself to difficulties with locking a rate. Matt was proactive in communicating what our options were at all times. I would highly recommend Matt to anyone. 

DamianMc 

on Zillow

5 years ago

Jacob was very helpful from the beginning, was able to answer any questions or concerns I had about the loan options and was a straighter shooter. Provided different options concerning loan amounts, the interest rates and difference between them all. Him and his team worked fast and effectively to get my loan approved way before the closing date. Great communication and excellent teamwork. The numbers worked out just as expected with no hidden terms or conditions. Would recommend him 110%. 

Ben Hamon 

on Zillow

5 years ago

We work with Matthew and Garden State loans for our first house and the process was seamless. We did not know much and they assisted us and provided us all the information we needed along the way. They even took our late evening phone call when we had a last minute question before the deadline. Thank you Matthew and the team for all your help! Benoit&Elena 

tlmaley9917 

on Zillow

5 years ago

New to the home buying world my husband and I had a lot of questions. Garden State made a normally stressful experience extremely easy. They were there day and night to answer any and all questions. Loved working with them and will definitely use them in the future. 

Brandon 

on Zillow

5 years ago

Working with Matt and his team at Garden State Home Loans was a great experience as a first time home buyer. They made it very clear what I needed to do throughout the entire process and were always there to answer any questions I had along the way. This made the closing process easier than expected and made me feel confident going to the closing table! 

Michael Bigwood 

on Zillow

5 years ago

Working with Garden State Home Loans was amazing, specifically Chris Pell. After going through a bad divorce, I wasn't sure that I would ever be able to get a mortgage of my own again. Chris promised me he would, and he did! Their online portal was really easy to use and Chris was always there to help whenever I had a question. I am trilled to be in my new home, and it wouldn't be possible if it weren't for him. Thanks Chris! 

user5377453 

on Zillow

5 years ago

Jake Snow of Garden State Loans provided excellent support throughout the mortgage process. He answered all my questions, made himself available during weekends and nights as well as normal the business hours, always personally answered his phone or called me back immediately and demonstrated a thorough knowledge of the mortgage process from start to finish. Jake ensured all forms were filled out correctly, provided feedback as needed and followed the application through the approval and closing. Jake did an outstanding job!