Garden State Home Loans, a Division of OceanFirst Bank

dnaodonnell 

on Zillow

9 years ago

Justin and Heather were very professional, knowledgeable, and provided the best rate with the lowest closing costs. Would highly recommend Justin if you are looking for a loan! 

holbry conti 

on Zillow

9 years ago

If I could only give one word to describe my recent experience working with Justin DeJoseph at GardenStateLoans, it would be “Phenomenal.” From beginning to end, it was stress-free, easy and fast. Justin was always quick to respond to my emails or phone calls, and his directions and explanations were simple, straight-forward and communicated without confusion. He and his entire staff were very pleasant and professional! I highly recommend Justin DeJoseph and GardenStateLoans for any home loan needs. Five-star all the way!UPD... read more

RE105 

on Zillow

9 years ago

Refinancing with Garden State Loans was fast and easy every step of the way. Alicia, the loan originator, was extremely helpful and responsive to any questions during the process. Garden State was able to construct a refinancing that minimized upfront costs offering a very competitive interest rate. I would highly recommend Garden State Loans to anyone interested in refinancing. 

mattchep 

on Zillow

9 years ago

Super knowledgable and helpful. Sue spent over an hour on the phone with me laying out all my options - giving me all the figures and scenarios to consider while refinancing. Was recommended by a friend - would absolutely recommend to others! 

user717931 

on Zillow

9 years ago

GardenStateLoans team made everything simple and easy with a smooth refinance transaction, fast follow up and answering all my questions the same day. They provided me with all the info needed for all refinance options and best rates. Impressive service from Garden State Loans Team. 

Arnab Chatterjee 

on Zillow

9 years ago

I would say 4 words: No Hassle, committed , knowledge and Amazing.No Hassle : If one have all the documentation, they make sure you get what you deserve.Committed : Work hard to make things work for you.Knowledge : They know what they do.Amazing: In this digital world, human touch is most important thing which they have. 

bigblue319 

on Zillow

9 years ago

Helpful and very nice. Closed when they said we were gonna close and kept in touch through the whole process.great rates and no fees. The truth in lending was spot on 

ramakvenk 

on Zillow

9 years ago

GSL did a fantastic job wrapping up my entire loan process in less than 10 days given there was an urgent need to get it done that fast. The whole process end-to-end could not have gone smoother and there was always someone ready to help at any given point with just about anything. Super friendly, hyper-proactive and getting it done come to mind when I think of GSL. And oh, Justin is the man! he should make his middle name "iron man". 

sorathia 

on Zillow

9 years ago

My re-finance with Garden State Home Loans was very smooth. My loan processor replied to all of my emails within minutes and any concerns I had were addresses as quickly as possible. Re-financing or a new mortgage is confusing to most people, but Garden State Home Loans has made the process extremely easy! Not to mention they gave me a better rate then other companies I spoke to.