Garden State Home Loans, a Division of OceanFirst Bank

gsteriti76 

on Zillow

9 years ago

Great company to work with. Our contact, Alicia Petracci, was attentive, professional, thorough, honest, and friendly. AS first time home buyers, we did not know what to expect and Alicia was the perfect guide through it all. The loan process went very quickly and smoothly and we got as great rate. 

AnPia 

on Zillow

9 years ago

We just completed our home mortgage refinance with Garden State Home Loans this week. The process from start to finish was smooth and efficient. We worked directly with Anthony and his team, mostly via email, and each person we worked with was clear, concise and to the point … which is exactly what I like! We received an amazing rate and a great deal. We are very happy that we chose Garden State Home Loans! 

mkahney 

on Zillow

9 years ago

Interest rates unexpectedly dropped and I was hopeful that I could refinance my mortgage. After a reading many reviews like this one I decided to give GSHL a try because the advertised rate/fees were low and there were hundreds of positive reviews. Todd Brister at GSHL followed up immediately. Todd was professional, responsive, answered all of my questions and was very easy to talk to. The market went crazy for about a week and Todd worked with me to find the very best loan for our financial needs, showing me several options... read more

sanjayzota 

on Zillow

9 years ago

My wife and I had the great pleasure to work with Garden State Loans on the refinance of our property. Michael Pearlman was extremely helpful. I would definitely recommend GSHL to friends and family in the future. Very helpful in every aspect. 

user6080128 

on Zillow

9 years ago

The people I worked with Michael and Brandi were terrific the whole way through. They were responsible, knowledgeable and always got back to me in a timely fashion. There were no surprises at any point along the way; not in cost nor in timing. Complete open communication! I would gladly recommend Garden State Loans! 

user30215425 

on Zillow

9 years ago

Dealing with Norm and Garden State was wonderful. They gave me the most competitive rate, great service, and delivered extremely quickly. They were even nice enough to drop off a refund check to my house after our loan closed. I will be using them in the future for all of my mortgage needs. Don't hesitate to use them...excellent service and everyone was really helpful through the entire process. They take their time explaining everything, help you make educated decisions, and are knowledgeable about their products. Thank you... read more

marciniak1 

on Zillow

9 years ago

closed my refinance in a few weeks and had no issues - although it is a real pain in the rear these days to refinance because all of information that is requested, Garden State Loans handled everything in a very professional manner. 

wjperhacs 

on Zillow

9 years ago

I have refinanced three other times before and Michael Pearlman of Garden State Home Loans provided the best service compared to the other times. They provided the best rates when I shopped around, and made the process easy. I closed in just over two weeks. I've already recommended them to my friends and family. 

jppasci 

on Zillow

9 years ago

My wife and I had the great pleasure to work with Garden State Loans on the refinance of our property. Susan and the the whole team were responsive and provided exactly what they promised at closing. They were able to offer a rate and options that will be a benefit to our family for years to come. The loan was significantly better than other banks we evaluated and they closed the loan very quickly and easily. I highly recommend them and would definitely use them again.