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Joshua Epps at Rate (NMLS #430939)

5.0

About this business

Location details

2411 North Oak Street, Office #403 - B & C, Myrtle Beach, SC, 29577, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0461 reviews
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kelligrice's profile image
kelligrice 
10 years ago

Josh was extremely diligent and helpful in closing my loan. I went to see him on June 1 and had a loan package on June 19. He is very professional and upfront about all fees, etc. Best service I've ever received and I have purchased over a dozen homes! I would recommend anyone needing a loan to call Josh. 

ctseagleih's profile image
ctseagleih 
10 years ago

My husband and I had started our new loan for our home with "our" bank. When we received some mix ups with that bank we decided to call Josh Epps. We had to start our loan process over from start. Josh kept us informed of everything we needed to do as soon as it was given to him. He was very reassuring that all was going well. Our loan was approved and we are now in our new home. Josh was very caring and was there for us at every turn. We know now that we should have started this process with Josh from the beginning and our ... read more

jkrichten's profile image
jkrichten 
10 years ago

I would recommend Josh Epps to all my friends and family. He helped me get approved. He worked on my mortgage at all hours of the day. He was able to work around my schedule. Very easy to get a hold of by email or phone. 5 Stars across the board! 

khill930's profile image
khill930 
10 years ago

Easy to work with and very responsive to any questions that you have. Very knowledgeable and explains everything in a way that is easy to understand. Seamless process with great customer service. 

Spiderlily1111's profile image
Spiderlily1111 
10 years ago

Josh Epps walked me through the whole process. I had nothing to worry about, I was truly in the best of hands. He answered all my questions, returned my calls immediately, and knows exactly what he is doing. We are now in our dream home. So grateful to Josh for all his hard work and truly caring about us, his client. 

user8973338's profile image
user8973338 
10 years ago

Josh was great during the process of purchasing our home. He is very knowledgeable and helpful! If you are looking for a lender, Josh is the one to use! He told us they would do all the heavy lifting to make the loan process as easy and quick as possible for us. We have had many mortgages, and this process with Josh and BB&T was by far the smoothest we have been through. Communication was excellent throughout the entire process. A+ rating for Josh and the entire team! 

michellerabon9's profile image
michellerabon9 
10 years ago

Very ProfessionalPurchasing our first home was our biggest financial move we have ever made. Josh not only was very professional in and throughout our transaction, but clearly explained the process to us in a way that was easy to understand. That’s important for every day people like me. 

Walter LaRochelle's profile image
Walter LaRochelle 
3 years ago

I had to jump through so many hoops to get this loan it was unbelievable . The loan did not close on time due to the constant need to submit more documentation . I have been self-employed for 24 years and have had a number of loans and for larger amounts of money that went smoothly . I would NEVER use the people again after all the aggravation they put me through to get this loan . 

Business response:

Sorry for your experience Mr. LaRochelle. From what i can see, you haven't had a loan since COVID19 income requirements have changed for self employed borrowers. I also wish the necessity for updating Profit and Loss Statements for Self Employed borrowers as time elapsed wasn't a guideline. Sure would make our job easier. Furthermore, your file was cleared to close on time, albeit last minute due to previously mentioned self employment income updates required, but your closing was delayed as you decided to do a last minute m... read more

Not Happy's profile image
Not Happy 
5 years ago

Not very good at communicating. Especially with regards to requirements. Also, answers his phone but then gets irritated when you ask questions regarding documentation. 

Business response:

Would ask you to reach out so I can go back to your file specifically and see how we could do a better job. I think its also "sneaky" that you leave such a cryptic review. 

Frequently asked questions about Joshua Epps at Rate (NMLS #430939)

How is Joshua Epps at Rate (NMLS #430939) rated?

Joshua Epps at Rate (NMLS #430939) has a 5 star rating with 461 reviews. 

When is Joshua Epps at Rate (NMLS #430939) open?

Joshua Epps at Rate (NMLS #430939) is closed now. It will open tomorrow at 9:00 a.m.