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Nicole Santizo at Rate (NMLS #582907)

5.0

About this business

Nicole Santizo is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nicole is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nicole at (650) 584-0958 for more information! 

Location details

167 S. San Antonio Rd., Suite 16, Los Altos, CA, 94022, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0168 reviews
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J. Z.'s profile image
a week ago

Huge thanks to Nicole, Jennifer, Andre, Steve & the amazing team 🙌 From mortgage to HELOC, you handled it all — professionally, efficiently, and with full transparency. 🏡💼 We’ve got the keys to our new home 🗝️ and couldn’t have done it without your late nights, dedication, and honest guidance. Truly grateful to be connected with such a consistent and faithful team! Highly recommend — if you want to win in this market, THIS is the team to trust 💪 We’ll definitely be sending coworkers your way. Let’s stay in touch! 💬 

meliseb2003's profile image
meliseb2003 
3 months ago

My husband and I could not be more satisfied with the efficiency and care that Nicole Santizo (and team) handled our recent home transaction. As first time homebuyers, we had an enormous amount of questions and just overall uncertainty about the entire process. But, each step of the process was explained in great detail and without any condescending attitudes. Even though we purchased during the busy holiday season, there was never a time we felt disregarded. From initial approval of our VA loan, to underwriting and closing,... read more

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Stu Chambers 
5 months ago

Nicole and team did a great job securing a loan for me and getting it funded to support an aggressive close of escrow, which helped secure the house I was bidding on. She’s a real professional and enjoyable to work with! Knows her stuff and was great talking through my options to get the rate that worked for me… I’d highly recommend her to any friend. 

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manoj j 
5 months ago

I recently had the pleasure of working with Nicole for my home loan, and I can't recommend her highly enough! From start to finish, she was an absolute joy to work with. Nicole was incredibly knowledgeable and patiently guided me through every step of the process, answering all my questions (and I had a lot!) with clarity and expertise. She was always available and responsive, making me feel like a priority. What truly set Nicole apart was her dedication to going the extra mile. Nicole's team was equally impressive, proactiv... read more

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m shakira 
6 months ago

I want to give Nichole, an exceptional review for her amazing work in refinancing our housing loan. Nichole was very proactive and reached out to us when the rates became lower. This showed us that she valued our business and was committed to getting us the best deal possible. After that, Nichole matched other competitive offers and even went ahead and reduced the rate once our appraisal review came back positively. The whole process was seamless, and Nichole was communicative and helpful every step of the way. As long-time ... read more

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dlgtraveler 
6 months ago

I recently completed my third transaction with Nicole and her team and continue to be impressed by their professionalism, speed of execution and overall customer care. My latest purchase was ready to close within 11 days!! I will continue to work with Nicole at Rate and can strongly recommend others do the same. 

Madan Kumar Epuri's profile image
Madan Kumar Epuri 
10 months ago

Nicole helped us close the loan within just three weeks and answered all our questions. Her team was excellent in following up and promptly addressing any concerns I had. Their professionalism and efficiency made the entire experience smooth and stress-free. I would recommend Nicole and her team to anyone in need of mortgage services! 

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Mikhail 
10 months ago

I was referred to Nicole by my realtor and I'm so happy about it. Nicole was able to secure a loan rate for me that was below everything I could find myself. She also guided me through all steps of the loan process and got us to a close in record time. Would definitely recommend! 

Vikas Das's profile image
Vikas Das 
11 months ago

We recently bought an investment property and Nicole helped us to close the loan. Her team is very professional, responsive and patient.She explained the different types of mortgage loans and suggested the best mortgage for our situation. The team was able to handle complex fund transfer and stayed on top of all the questions we had. Their expertise guided us seamlessly through the process. With their help, we secured a loan that perfectly suited our needs in less than 3 weeks. It has been a great experience working with Nic... read more

Frequently asked questions about Nicole Santizo at Rate (NMLS #582907)

How is Nicole Santizo at Rate (NMLS #582907) rated?

Nicole Santizo at Rate (NMLS #582907) has a 5 star rating with 168 reviews. 

When is Nicole Santizo at Rate (NMLS #582907) open?

Nicole Santizo at Rate (NMLS #582907) is closed now. It will open on Monday at 9:00 a.m.