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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Rate genius Bozos Took hours to process loan docs (twice). UPS air twice, and then three weeks to pay off my old loan. They held my check and cost me money. I knew they were extending the term but to jerk around my payoff???
Scam Artist!!!!. This company claimed to have saved me 85% on my financing. When I downloaded the paper work it indicated that I would be saving about $35 dollars a month on my payments until I noticed that the term of the contract was for 48 months and not the 44 that I have left with current financing. The CSR specifically told me the reduced payment would be for the same 44 months as before (LIE),So basically it would have cost me more to move my finacing to them . They also stated additional options on my vehicle that I ... read more
A bucket of lies Rate Genius called me about 3 weeks ago but when they called me they told me that they were Coastal Federal Credit Union. Last October, we purchased 2 new vehicles from a Chevy dealer in my area and, apparently, I had been approved for a loan through the credit union at that time. The fellow on the phone told me that they were following up with me and wanted me to know that I had been approved at 2.99% and that they would honor that rate if I would like to refinance my loans. Since the loans that I received ... read more
Rude Extremely unprofessional. I applied with Alliance (who apparently is affiliated with RateGenius) who referred me to a local dealership for a car check (VIN, etc.). The dealership gave me two options, to trade in my current car or to refinance my current loan on my car, and they were a little pushy re trade-in (and I love my car now), so I just called back Alliance and asked them to see what they can do without me having to deal directly with the dealership again. Well, all of a sudden I was dealing with Rate Genuis who ... read more
no good My sales guy lied to me. They added on all kinds of things that wasn't on my car. They didn't even have the right model. I told him to fix it and he said he couldn't without me paying money down. I don't know what changed but stay away if you can.
Rude and unproffesional.. I recently ALMOST refinanced my loan with these people and let me tell you this, I am so glad I didn't. First off, the ghetto, illiterate lady named shila sounded like she had no education whatsoever over the phone. I emailed her my ss card about 5 times only for her to tell me I didnt, and don't get me started on the loan agent who sneaked in the gap on my paperwork. I am so upset. I do NOT recommend this company to ANYONE!
I was approved but shopped around Their loan guy was pushy didn't like I was going to shop around and told him I accepted loan else where. He told me the other companies were the real people who were ripping people off (people like capital one, etc). Then today get email saying they declined my loan due to credit and that it may not have been my credit that affected the decision but that they couldn't find me a better rate than I had. That's BS ... they did offer a better rate but I chose not to go with them and declined due... read more
Your company is a joke,i recieved all this bull crap on how because of my good credit i was pre approved to apply for refinancing and then when i applied you get the rude customer service rep who really doesnt know how to explain on why you didnt qualify.Then why send me a letter and get my hopes up high. Just take me off the mailing list and i hope that i never get another letter like this again!!!!!
Very bad exp, i can not rate this.. I have applied for Auto Refinance with this company. After one day, they sent out a email saying that i got an approval for refinanceing. Than i made a call and started discussion. that guy is saying rate of interest is 4.49. so i caluclated myself using internet Car Loan Caluclater( You can google it and you can find lot o caluclaters) my exisiting loan amount with 4.49 amount for 5 years. it is not matching with his figure. I asked him, why this is not matching? He said simply, We have a... read more
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,628 reviews.
When is RateGenius open?
RateGenius is open now. It will close at 8:00 p.m.