RateGenius

kokoloi 

on Creditkarma

9 years ago

The rate I got was not worth refinancing. But know looking at my credit score climing I can redo another refiance with one year. At least it gave me some hope. I w bould rather have waited. Unfortunately, the score rating they used was with Experian not with Credit Karma. Dissappointed. 

Anonymous 

on Creditkarma

9 years ago

deceptive They jacked up the amount being financed higher than original loan by adding Gap,, title transfer, member and service fees...Then they changed term of loan from 60 months on my original to 66 months to make payments look low. I actually would have lost 360 dollars on this loan.....I don't get all these high ratings... maybe if you had a high rate to begin with, 

Dave2016 

on Creditkarma

9 years ago

Terrible service, worst company ever.. Go with another agency!!!! 

Georgy777 

on Creditkarma

9 years ago

The rates are higher than what you think I had applied for this loan and soon backed out since the rates advertised on the site,is not what you would be asked to apply for, the rates will be slightly lower than your present interest rates and the period of loan payment will be extended, In effect you would paying for more. 

arielmansfield 

on Creditkarma

9 years ago

HORRIBLE!!!!. All of the reviews must be from the company itself!! They denied my refinance loan and I have good credit!! Don't waste your time!! Customer service is also a joke!! 

Anonymous 

on Creditkarma

9 years ago

Car refi I originally gave RateGenuis a very positive and high-rating for their efficiency and professionalism (reviewed posted on 10/20/16 reference focal Rick Reyes). However, they managed to mis-enter information (1. Incorrect pay-off amount 2. incorrect entry for auto-debt) on the loan documentation. The first mis-entry, I was informed of a stop-payment on the check that was issued which was fine as it was well before my monthly payment due date. The second time I was not informed, my account showed the loan was paid off... read more

WilliamC71 

on Creditkarma

9 years ago

GOOD!!!. Lenders make it difficult for self employees, but RateGenius found a way!!! 

Anonymous 

on Creditkarma

9 years ago

I can't get my gap insurance back.. If you get get gap insurance Rate Genius won't refundyour money if you pay off the loan. 

rosado1234 

on Creditkarma

9 years ago

deceiving I was lied to, I thought I was getting a better deal than what I had, at a lower rate, yes my payment went down a mere $33.00, with more months to pay and the same rate that I had with my previous bank, which lowering the APR was the hole point of hole thing, I ended up with the same APR and a drop on my credit score of 50 points that if I would had known that I would had never gone through the hole thing, by the way thank to credit karma for such a bad referral.