Steven McGilbray at Rate (NMLS #231830)

Lee Rusk 

on Zillow

6 years ago

Steven McGilbray and his team provided me with wife with a great experience during our home refinance. Steven is a great communicator, and you can depend on him to offer a very competitive loan summary. I compared several big bank lenders and I would say hands down there is NO comparison! I'm a Real Estate agent as well and I've referred several clients to Steven and the results are the same. I would highly recommend him and his team for your refinance or purchase needs. A+++ Service from start to finish, Thanks Steven!! 

J.Stephens 

on Zillow

6 years ago

This is my second time to use Steven in refinancing my home. He is straight forward and explains things where I can understand them. The loan process was so easy and everyone from his team was very professional and polite. One of the best things was I could reach him anytime, even late nights or weekends. Give Stephen McGilbray and his team a chance to help you with either refinance or the purchase of a new home. 

joeben67 

on Zillow

6 years ago

From the very beginning working with Steven for mortgage, I was extremely impressive by his amazingly fast responses to my millions questions as I am the first-time buyer. I could almost always get his responses faster than I expected or even like instantly. I could felt that he worked to get my very competitive rates and offered the best solution when our mortgage had to close earlier than originally scheduled. He was on the of the whole mortgage process to get the job done even if he was on vacation. My experience with Ste... read more

jawdewranch 

on Zillow

6 years ago

We just finished our third transaction with Steven. Because this one was out of state and because of challenges with the sellers and the property itself, it was a tough one to get closed. These had nothing to do with Guaranteed Rate. Despite the challenges, Steven and team were diligent and professional. We admire Steven's wealth of knowledge, fast recall of information, willingness to explain matters clearly, patience, accessibility, and ability to maintain a level head despite the inherent stress of the loan process. We'd ... read more

Michelle Martinez 

on Zillow

6 years ago

Steven was amazing from beginning to end, and continues to lend his support to us in this brand new adventure called homeownership! Huge woohoo shoutout to this amazing person and his team!! 

Courtney T 

on Zillow

6 years ago

I purchased my first home in 2011 and used my primary big box bank. I didn't do any research, just had a false sense of trust that they would steer me right since I'd banked with me for many years. Boy was i wrong, it was a train wreck which literally had me in tears at the closing table. Bear with me, keep reading, and fast forward 7 years!!!! This time around I swore i would search high and low for a lender that was trustworthy, honest, reliable and if the rates were good then even better. After weeks of research and liter... read more

mhodge9706 

on Zillow

6 years ago

Guaranteed Rate has a team of excellent professionals who take pride in their work and value their clients. Steven is always available and ready to answer your questions. My experience was was wonderful. 

Shashank Bekal 

on Zillow

7 years ago

I contacted at least 4 lenders before finalizing the deal. Steven not only gave me the best interest rate, he was detailed, responsive and was like a coach to to the entire home buying process. His guidance made the first time home buying process very easy. 

Courtney 

on Zillow

7 years ago

Steven was helpful throughout the entire process. I had a lot of questions and he was quick to respond and very knowledgeable. We were very happy to work with Steven.