Tresl

Credit Karma Member 

on Creditkarma

5 years ago

The % posted was not what came back in the offers. The loan was also extended from 55 months to 84 months. 

Credit Karma Member 

on Creditkarma

5 years ago

I went through their pre qualification process but was told they had no offers for me Wow. I have a credit score of 800, zero credit card debt, homeowner, excellent income. I'm just wondering who actually does qualify for their services? 

Credit Karma Member 

on Creditkarma

5 years ago

They will run you through a ton of companies. The rate that it suggested I didn't get! They also messed up on the year of my vehicle which has been an issue. On top of it, it's been over a week and a half and I can't get any info. I only choose them because of the interest rate they said I could get on this suggestion! Otherwise I would of went to a local credit union! It's been a nightmare and if they hadn't already ran our credit a million times then I wouldn't even considering to finish the process!!!! 

Credit Karma Member 

on Creditkarma

5 years ago

I have fair credit and have been paying 11% interest for 16 months so far. $518 a month and they refused to help me. Mind you, I've been early and on time with all my car payments. After denying me over the phone they just hung up on me after they told me I wasn't approved. No explanations. 

Credit Karma Member 

on Creditkarma

5 years ago

Said it wouldn't ding my credit score to find an offer, but it did. They also were only going to save me $20 a month lower than my original car loan... Waste of my time, energy, and a credit check. 

Credit Karma Member 

on Creditkarma

5 years ago

My experience was that I applied online after seeing on my credit karma the possible refinanced amount. The next step was that I received an email asking me questions regarding my vehicle and self. Before I was going to complete the questions, I wanted to talk to an actual human. I than reached out to the person that had e-mailed me the questions but was unable to reach him after several calls. Being that I wanted to get this process going I decided to respond to the questions that were asked. Later in the afternoon I starte... read more

Credit Karma Member 

on Creditkarma

5 years ago

I am very disappointed with this people, I worked so hard to rebuild my credit, and seeing creditkarna suggesting refinancing my car I contacted this people and they destroyed my credit bringing down 25 points on my scores in about 2 days the running my credit 4 times... please be careful when u give ur social security number here on creditkarna... the guys help me is John, i am contacting him and he is not calling me back ... I am really upset they did that to my credit... 

Credit Karma Member 

on Creditkarma

5 years ago

I applied for a auto refi loan and I have a decent credit rating. The offer that I received was 5% more than their lowest interest rate. It also bumped up the number of months for pay off by over a year. It also required a huge down payment. I am better off with my current loan even though the interest rate is high because I will pay off the loan a lot sooner and I just make extra payments every month. This was a huge disappointment. 

Credit Karma Member 

on Creditkarma

5 years ago

The ad says you can save hundreds of dollars on your car payment. However, when you actually apply the payment is higher than what you're already paying. Waste of time.