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Garden State Home Loans, a Division of OceanFirst Bank

5.0

About this business

Garden State Home Loans is a New Jersey mortgage lender that specializes in new home loans and mortgage refinancing. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years, and are currently licensed in 13 states and counting. 

Location details

2091 Springdale Rd, Ste 16, Cherry Hill, NJ, 08003, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 7:00 p.m.
Tue8:00 a.m. to 7:00 p.m.
Wed8:00 a.m. to 7:00 p.m.
Thu8:00 a.m. to 7:00 p.m.
Fri8:00 a.m. to 7:00 p.m.
Sat10:00 a.m. to 2:00 p.m.
Sun10:00 a.m. to 2:00 p.m.
5.02,428 reviews
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jqkuhns's profile image
jqkuhns 
6 years ago

Justin DeJoseph was the epitome of professionalism, patience and efficiency. He was accessible 24/7 and always took the time to answer any questions we had. 

Joyce's profile image
6 years ago

He was extremely helpful and well informed. He answered all of my questions with patience and proficiency. He made my loan process go smoothly. He was also very reassuring. 

Tae Wook Ahn's profile image
Tae Wook Ahn 
6 years ago

Garden State Home Loans provides unbeatable rates, personalized help, and professionalism. I had a particularly difficult situation due to my resident alien status and my short work period due to service in the Army. Despite all the difficult situations, Jae kept helping me get the loan at an amazing rate. I am thankful because other banks or brokers could not help me. Jae also helped answer all the questions I had, no matter how petty the questions were. My real estate agent even commended how easy it was working with Garde... read more

DB20's profile image
6 years ago

Words cannot explain how grateful I was for stumbling across Garden State Home Loans. I had just finished a divorce where Alimony was my ex-spouse's only income. Most companies only apply 70% of the payment as qualifying income. This would have caused 2 years of planning to keep my children in the only home they have ever known to fail. Working with Sue, I felt there was more of a qualitative and reasonable approach applied and her endless patience with my endless questions was amazing. Over the course of 6 months I was able... read more

ox16888's profile image
ox16888 
6 years ago

This is the second time I used Garden State Home Loans. The rates were competitive and they are very responsive. My loan was closed right on time. Highly recommended! 

GJMalone's profile image
GJMalone 
6 years ago

Garden State Home Loans delivers. Period. I shopped for the best rates and came up with Garden State Loans. I was skeptical at first because lowest rates don't always equate to best service. I was pleasantly surprised at the great service provided. Their reps were available nearly 24/7 to answer questions. They executed and that was what I needed. I provided the necessary documentation and a received my refi loan quickly. Done. I fully recommend this broker for your refi needs. 

Mark LaRosa's profile image
Mark LaRosa 
6 years ago

I closed on a loan in a matter of weeks and I never spoke to a single person (in a good way). Everything was handled, was easy to do, and I got an incredible deal on top of all of that. 

gyamfikadu's profile image
gyamfikadu 
6 years ago

Garden State Home Loans completed a refinancing for us within 21 days. Jae Kim made the process so easy for us. It doesn’t matter how many times you call he’ll answer and explain things to you. Thank you so much Jae Kim. I highly recommend Garden State Home Loans to everyone. Thank you. 

user3977210's profile image
user3977210 
6 years ago

Easy to work with, best rate I could find and closed sooner than my closing date. Like the upload app they use for documents. Will use again. Worked with Jacob and Christopher, both were great. 

Frequently asked questions about Garden State Home Loans, a Division of OceanFirst Bank

How is Garden State Home Loans, a Division of OceanFirst Bank rated?

Garden State Home Loans, a Division of OceanFirst Bank has a 5 star rating with 2,428 reviews. 

When is Garden State Home Loans, a Division of OceanFirst Bank open?

Garden State Home Loans, a Division of OceanFirst Bank is open now. It will close at 2:00 p.m.