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Garden State Home Loans, a Division of OceanFirst Bank

5.0

About this business

Garden State Home Loans is a New Jersey mortgage lender that specializes in new home loans and mortgage refinancing. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years, and are currently licensed in 13 states and counting. 

Location details

2091 Springdale Rd, Ste 16, Cherry Hill, NJ, 08003, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 7:00 p.m.
Tue8:00 a.m. to 7:00 p.m.
Wed8:00 a.m. to 7:00 p.m.
Thu8:00 a.m. to 7:00 p.m.
Fri8:00 a.m. to 7:00 p.m.
Sat10:00 a.m. to 2:00 p.m.
Sun10:00 a.m. to 2:00 p.m.
5.02,428 reviews
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Mehul Desai's profile image
Mehul Desai 
6 years ago

After searching through over a dozen lenders, I came across Garden State Loans to the desk of Jacob Matthew Snow who was the loan officer that I worked with. We were trying to purchase a triplex to live in and rent out which presented more difficulty than a single family home purchase. Unlike the other lenders, Jacob worked with us in a very timely manner and he maintained almost daily communication throughout the process. We didn't feel like just another number to Garden State as they were not only knowledable but also very... read more

mike schoettler's profile image
mike schoettler 
6 years ago

We closed on our house last week. Through the entire process Matt Boyce and his team at Garden State Home loans were with us. They really took care of us and can not say enough great things about them. We have our dream home thanks to them and there dedication. 

Business response:

Thanks Mike for the kind words! Thanks for trusting us to get it done for you. 

user4610046's profile image
user4610046 
6 years ago

The Garden State Home Loans team was great to work with. They were able to close on my loan in less than 30 days, and also match the rate and fees that I was looking for. For my first home purchase I used a large bank for my mortgage, and the experience was awful. GSHL was all about personal attention and service. Everyone was extremely accessible at any time day or night, including the partners of the firm, which was outstanding. I would highly recommend considering the GSHL team for your future lending needs. 

Lance V.'s profile image
Lance V. 
6 years ago

I was very untrusting of companies due to past experiences of me being lied to when I bought my first home. I was 100% not easy and I bought in my bank to compete. Matt and his company beat there interest rate but more importantly it was faster and an easier process. I would definitely recommend using them because I will for my next property 

Sean T's profile image
Sean T 
6 years ago

I worked with Matthew and Jonathan on the purchase of my first home. They were very quick to respond to any questions I had. They had an online portal to easily share all of my documents and the entire process from start to finish went extremely smooth with no deviations from the original communicated timelines. I would definitely recommend GSHL to anyone looking for a mortgage broker and my realtor also indicated they were some of the best they had every worked with. 

L Telford New Jersey's profile image
L Telford New Jersey 
6 years ago

Our experience was so smooth working with Jonathan and his team, this was our third home purchase and I have to say dealing with Garden State was a lot smoother than other lenders. Jonathan was there every step of the way, we never felt as though we were just a number, that was the most impressive part of this process, the level of service that we received. This was the same when dealing with the underwriter, MariaElena was so responsive and on top of all our paperwork submissions - We were having delay issues with the selle... read more

Leyland T's profile image
Leyland T 
6 years ago

What an amazing team: professional, honest and timely responses - From our first phone call with Mr Boyce I could tell this would be a different mortgage process. This is our third home purchase and the experience was completely different - Mr Boyce was so honest and wanted to make sure we were making a purchase that was right for us. We also worked with Jonathan who I would describe as our awesome loan manager because he guided us all the way to the end - we worked with many others on the team as well, a special thank you t... read more

Business response:

Leyland thank you so much for your kind words! I know coming to us directly from the internet is tough and requires a leap of faith, but so happy you trusted to make it happen for you and your family. Me and the team wish you guys nothing but the best. Congrats! 

billc29's profile image
billc29 
6 years ago

I was referred to Garden State Home Loans, Inc and was immediately in contact with Justin. He introduced us to Heather, and the two of them were extremely helpful and insightful throughout the whole mortgage process up through closing. My wife and I are grateful to have worked with them. We received excellent advice reviewing our options for our Rate, and Justin went out of his way to ensure we were happy. 

Albert's profile image
Albert 
6 years ago

What a fantastic team of professionals work at GSHL! I worked with Susan Colella from start to finish and she was wonderful! Never rushed through our phone calls. Addressed all my questions and concerns. Once we got the application process started, everyone did their job. I didn't have to chase people to move things along. As long as you provide all the required paperwork, the process is flawless. We were able to go from application to closing in a little over 2 weeks. That is unheard of!! Thanks GSHL. We are grateful for ho... read more

Frequently asked questions about Garden State Home Loans, a Division of OceanFirst Bank

How is Garden State Home Loans, a Division of OceanFirst Bank rated?

Garden State Home Loans, a Division of OceanFirst Bank has a 5 star rating with 2,428 reviews. 

When is Garden State Home Loans, a Division of OceanFirst Bank open?

Garden State Home Loans, a Division of OceanFirst Bank is closed now. It will open at 10:00 a.m.