Garden State Home Loans, a Division of OceanFirst Bank

patrick2961 

on Zillow

9 years ago

From the first contact until after settlement , Justin DeJoseph and his team at Garden State Loans were informative, timely, courteous and were always going above and beyond to make this refinance on our home as smooth as possible . They are excellent at their job and take it very professional ! 

jrose45 

on Zillow

9 years ago

Anthony was easy to work with. He was a good listener, and he was patient about explaining the process and the costs in plain English. And when things got a little tricky, he kept pushing to get us over the finish line. 

manzamaggie 

on Zillow

9 years ago

Recently refinanced with Garden State Home Loans. Highly recommend. Excellent rates. Everyone I worked with was very professional and responsive. Also helped clarify some confusing issues, unlike companies I've dealt with that have dismissed my questions. 

kmd620 

on Zillow

9 years ago

This was, hands down, the best experience I have ever had with a refi. Everyone involved was professional and helpful. Justin kept me informed, it was done quickly and efficiently and we got a BETTER RATE than initially thought. I would never use any other company. 

jtwuswang 

on Zillow

9 years ago

Just went through a refinance with Michael Pearlman at Garden State Loans. Over the years, I had worked with four other mortgage companies for refi. I am happy to say that my experience with Garden State Loans is BY FAR the best. The entire process was smooth and very fast.Within a few minutes of an online request, I received an email from company owner Anthony Casa with greeting and their commitment for customer service. By end of the day, Michael Pearlman reached out to me and got the process started. Michael listened with... read more

salg62 

on Zillow

9 years ago

I Dealt with Anthony Casa . He answered all of my questions very quickly. He gave me the best rate I could find as well as the lowest closing costs. I recommend Garden state loans. 

rick foster5 

on Zillow

9 years ago

I have refinanced twice with Garden State and have nothing but positive things to say about them from the broker to the assistants. The process was smooth. They are very knowledgeable and were able to make the it a very easy transaction. I highly recommend them. 

mikeymarchlik 

on Zillow

9 years ago

I worked with Justin DeJoseph. He and his team were so responsive. Great customer service. They were on top of things almost as quickly as I was. I communicate mainly through email and every one was answered almost immediately. The deal on the mortgage was great too based on the APR. 

daekimny 

on Zillow

9 years ago

I did my cash out refinance through the Garden State and closed within a month despite my complex income sources. Justin was very helpful and knowledgeable. The whole process was fast and clear. They responded to my email within a few minutes, if not, a couple of hours. I highly recommend the Garden State to everyone.