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Timothy Sutherland at Rate (NMLS #312357)

5.0

About this business

Timothy Sutherland is your Columbia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Timothy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Timothy at (202) 602-0177 for more information! 

Location details

10320 Little Patuxent Pkwy, Suite 1140, Columbia, MD, 21044, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0147 reviews
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sittarainc's profile image
sittarainc 
14 years ago

Got the best rate... he is not a broker so did not have to pay exorbitant closing fees like with other quotes I received. Have not closed yet... hopefully will happen soon. Great person and easily accessible. Highly recommended. 

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DaveShow 
14 years ago

Tim did everything humanly possible to get our loan financed during a very busy time. As I'm self-employed, substantiating my income can be a tough task on a mortgage application. He ran us through the loan system on our own credit, with a co-borrower #1, and with a co-borrower #2 (twice). Then he ran our scenario with an FHA loan. With no money changing hands, he did everything possible to make a loan work for us. We found a lender that does not have to adhere to Fanny and Freddie guidelines, but if it weren't for the diffi... read more

shaojiadu's profile image
shaojiadu 
14 years ago

Tim is very helpful and responded to our questions and concerns promtly whever he was available (he did take vacation some times but was not a problem to us anyway). It took us more than half year to get a short sale closed with Tim and he has been very patient to us. His rate on Super Conforming Loan is the lowest I can find and the cost is very reasonable and lower than most of the lenders. Highly recommended!! 

blct's profile image
14 years ago

Tim was very helpful and knowledgeable to guide me throughout the process and gave me a good rate. Furthermore, SunTrust is a great mortgage company. Highly recommend getting the loan from Tim. 

develer's profile image
develer 
14 years ago

Tim is great to work with...highly suggest giving him a shot. 

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ilyaka 
14 years ago

Tim was very knowledgeable and was able to guide me through numerous obstacles involved in bying a foreclosure property in California, such as appraisal being less than asking price, repair conditions for the seller as well as income verification issues. All of these were very stressful items but Tim was calm and confident in helping resolve them all.He is an outstanding loan officer. Highly recommend. 

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surefox 
15 years ago

Tim has been truly outstanding. I closed my loan through Suntrust in February. I have been working with Tim since November of last year and he was always a phone call or an email away.He has been highly ethical and professional in his work at all times and extremely responsive and helpful with all of my inquiries . During this period he has been very patient and has provided with a number of Pre-qual letters whenever I need to write an offer. The rates that Suntrust provided are by far the best out there and no other lender ... read more

Sgrottis's profile image
Sgrottis 
15 years ago

Tim and his team were great to work with. They were responsive whenever you call/email even in the midst of a snow blizard! I shopped his GFE with serveral other lenders and they were not able to even come close to competing with his costs and rate. What was even better was my final closing costs came in even lower than the original GFE estimated. I live in Texas and closed the loan with Tim (SunTrust) and even though they don't have brick and mortar branches in Texas that was not a problem as everything was done online and ... read more

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slomanz 
15 years ago

Tim was excellent to work with, very responsive and great rates. The whole staff is very professional. Closed the loan with no problems in with a very short turnaround. 

Frequently asked questions about Timothy Sutherland at Rate (NMLS #312357)

How is Timothy Sutherland at Rate (NMLS #312357) rated?

Timothy Sutherland at Rate (NMLS #312357) has a 5 star rating with 147 reviews. 

When is Timothy Sutherland at Rate (NMLS #312357) open?

Timothy Sutherland at Rate (NMLS #312357) is closed now. It will open on Monday at 9:00 a.m.