This profile has been claimed by the business owner or representative.
Credit9
- Financial Services
- Irvine, CA
About this business
Location details
18200 Von Karman Ave, Suite 500, Irvine, CA, 92612, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 6:00 a.m. to 6:00 p.m. | |
| Tue | 6:00 a.m. to 6:00 p.m. | |
| Wed | 6:00 a.m. to 6:00 p.m. | |
| Thu | 6:00 a.m. to 6:00 p.m. | |
| Fri | 6:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
Overall, I felt that the representative provided a good analysis of what my current situation was. However, here's where I declined the offer and asked to be put on an immediate DO NOT CALL LIST. He was not able to provide the reasoning as to what would happen to the cards in the time between the first 12 months funds are in a trust account and then the loan which would pay them off. My credit would be destroyed and my business' credit profile as well. The value provided is not worth the damage to my personal situation. Henc... read more
Business response:
Doug, We're sorry to hear about your experience and also want to thank you for sharing your concerns with us. We understand that this may not be a good fit for everyone. If you have any further questions or concerns, please feel free to email us directly at pr@credit9.com
Look at the responses to peoples responses. They have a bot responding and sometimes the answer is completely unrelated to the complaint. This has to be a scam. I know you are sorry about the experience I had and if I contact yada yada yada
Business response:
Dave, Thank you for sharing your concerns with us. Unfortunately,I'm unable to locate you in our system based on the information provided. In order to better understand and hopefully resolve your concerns, please email me directly at pr@credit9.com so I help you address your concern and we can arrange a schedule for us to talk over the phone. Thank you very much and looking forward to speaking with you, Dave!
i just spoke to one of THEIR reps. The absolute rudest, ignorant condescending person I have ever had the displeasure of dealing with. Twisted a very short conversation and threatened me that i was being recorded and he would prove me wrong. He never listened and continued talking over me from the minute i picked up. Do not do business with these people. He flat out told me we doing need him based on him being a complete jerk. Refused to listen. These people want to charge us interest on these loans and treat us like we are ... read more
Got an offer letter on the mail, called with a few questions before moving forward, the representative was very rude, unprofessional and pushy to run my credit. I ended up telling him I had to do further research since he didn’t provide much info and he hung up..
I called the number they provided to remove my former roommate's name from their mailing list. The FIRST thing they requested was my social security number. There is absolutely no need for a social security number to be removed from an email list unless your business is fraudulent!
Please remove my name and contact information. Your company doesn't offer timely disclosures - you purposefully mislead. Why would I do business with you? My advice? STAY AWAY.
Tl;dr you won’t get the rate you are pre qualified for and you will get overloaded with spam calls and emails. Misleading advertising! I got an ad in the mail offering a 5.99% apr to consolidate credit card debt. Addressed to me by name with a verification code stating I’m “pre-qualified”. I call in and they do a soft pull on my credit. Then throw a couple dozen offers from different agencies in my face, none even hit close to the mark I was originally offered. The lady informed me that pre qualified just meant that’s as low... read more
Business response:
Benjamin,We' sorry to hear about your experience and also want to thank you for sharing your concerns with us. While reviewing an individual's account we do our due diligence in determining an applicant's overall rating. There are certain variables that didn't meet our criteria for the 5.99% loan rate Additionally, We don't share or sell your information to any third party as we adhere to strict guidelines. We truly regret any frustration this has caused you.
It’s definitely a scam, I made the mistake of calling, they did a soft pull on my credit took my information and said they would call me back at a set time later that same day and nothing in return! I call it rings a couple times and on to voicemail!!
Its not a scam. What they do is consolidate your debt and throw everything into default on your behalf. This is fine if you have bad credit, not so much if you just want to lower your commercial debt interest expense. After the debt is defaulted for about 3 months they will negotiate settlements with the creditors. In exchange for giving you a must lower interest rate than you would otherwise qualify for (which im sure they fund with a contra loan from a financial institution at a higher rate) they strongarm your creditors i... read more
Frequently asked questions about Credit9
How is Credit9 rated?
Credit9 has a 4.7 star rating with 9,022 reviews.
When is Credit9 open?
Credit9 is open now. It will close at 6:00 p.m.