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RateGenius

4.5

About this business

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,628 reviews
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Chuck1141's profile image
Chuck1141 
9 years ago

RateGenius found a way better deal for my auto loan. I refinanced through them and dropped my intrest rate by 6% and lowered my monthly payment by $50. 

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Anonymous 
9 years ago

Saved thousands in interest charges CSR was quite helpful and available, but customer service fell off after I submitted my documentaion. I had to call to find out when the payoff was sent to my old lender. I never got an email from Rate Genius. Their service was great during the sales cycle, needs improvement in the follow-up. 

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Anonymous 
9 years ago

Misleading They tell u your approved then request $2K down. Bait & switch. I have a 700 score too. DONT waste your inquiry on your credit 

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scottmccord123 
9 years ago

BUYER BEWARE!! They will run numerous HARD inquiries after telling you they WON'T show up on your credit report! They will stay there for TWO years!!! I seriously doubt all the positive reviews even though they obviously have ties to Credit Karma. 

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amccaul1976 
9 years ago

Failed to get loan Not sure why it says odds are good. I was denied. Kind of looks bad for the site and the company both when the site says odds are good and yet it fails. Very disapointing. 

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nebulae 
9 years ago

They pulled my credit report twice One from Rate Genius, the other from somekind of credit union I never heard or authorized before. Filled a report to Experian to remove that inquiry. 

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nebulae 
9 years ago

I got credit report pulled twice One from Rate Genius, the other from somekind of credit union I never heard or authorized before. Filled a report to Experian to remove that inquiry. My information leaked. 

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Anonymous 
9 years ago

easy!!!!. They took my 540.00 payment down to 346.00 however they will search out to several lenders so your credit inquires will take a beating 

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Anonymous 
9 years ago

Do yourself a favor and save some $$ Easy application, all done through phone, fax, and mail. Cut my interest rate by more than half, Reducing my payment by $200 a month. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,628 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.