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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
they stink and very POOR customer servic don't apply for this just get a run around
STAY FAR AWAY from this website! Not only did this website put 5 HARD INQUIRIES on my credit report, they call you several times a day to get you to sign up for a new loan. I was told that I would only receive one hard inquiry if I accepted a loan offer, then I checked my credit after refinancing with a different bank and saw that Rategenius themselves had a hard inquiry in addition to all of the banks they sent my credit to. This company is deceitful and only cares about getting you to sign for a new loan. Do yourself a fav... read more
No approval but nice Eddie tried to work around the DACA situation. Eventually just took Capital One because they were electronic and faster, no phone call required. RateGenius tried to work with a credit union but they required lots of calls, paperwork, and hesistated on the DACA immigration status, so we just went with Capital One.
Liars They told me they could offer me 10% rate & then when it came time to go ahead with the loan they slipped in it was a 13.85 rate. An employee from Rategenius claims he does not remember telling me 10% but that my cars value might have changed it. This was a complete waste of my time. I really recommend considering anyone else first as you could very well waste a few weeks of your life on them and still not get anywhere.
They have hidden fees. They lied to me and now I'm paying for it. My mistake?
These Idiots Will Waste Your Time!!!. I read the bad reviews after I applied but was hoping my experience would be different. They told me the loan was approved and had me fill out all kinds of forms and sign everything, several phone calls and e-mails later after skipping my car payment i get an e-mail that they cant do the loan. If they are Rate Genius it seems they would have an alternate or something else to offer. Dealing with them on the phone is really irritating and they waste your time bullsh*ting you. Never got any... read more
Applied after receiving a prescreen approval letter in the mail, after the fact they said they could not find a lender beware!
nothing better than rategenius called in one day loan was approved within 2 hours entire process less than a week, saving over $70 a month.
Stay away. Will pull your credit before you know it. Was told would do a soft pull and be in contact to further the application. Credit karma notified me that rate genius had done a hard inquiry and dropped my score 7 points
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,232 reviews.
When is RateGenius open?
RateGenius is closed now. It will open at 9:00 a.m.