RateGenius

Anonymous 

on Creditkarma

9 years ago

Car refi I originally gave RateGenuis a very positive and high-rating for their efficiency and professionalism (reviewed posted on 10/20/16 reference focal Rick Reyes). However, they managed to mis-enter information (1. Incorrect pay-off amount 2. incorrect entry for auto-debt) on the loan documentation. The first mis-entry, I was informed of a stop-payment on the check that was issued which was fine as it was well before my monthly payment due date. The second time I was not informed, my account showed the loan was paid off... read more

WilliamC71 

on Creditkarma

9 years ago

GOOD!!!. Lenders make it difficult for self employees, but RateGenius found a way!!! 

Anonymous 

on Creditkarma

9 years ago

I can't get my gap insurance back.. If you get get gap insurance Rate Genius won't refundyour money if you pay off the loan. 

rosado1234 

on Creditkarma

9 years ago

deceiving I was lied to, I thought I was getting a better deal than what I had, at a lower rate, yes my payment went down a mere $33.00, with more months to pay and the same rate that I had with my previous bank, which lowering the APR was the hole point of hole thing, I ended up with the same APR and a drop on my credit score of 50 points that if I would had known that I would had never gone through the hole thing, by the way thank to credit karma for such a bad referral. 

fstfred 

on Creditkarma

9 years ago

Better rate than I had They work to get you the best rate. Don't get your expectations to high. 

rs122334 

on Creditkarma

9 years ago

Don't listen to these people who give 5 I only gave my last 4 digits and my DOB and they figured out my full social somehow. These people who give 5 stars here probably work for Rate Genius. 

tcupples 

on Creditkarma

9 years ago

Car refinance Very easy to use. I was thought the customer service would be awful due to some of the reviews i had read, but that was not the case. I had a great customer service. I was not harrassed at all. We told them up front that we did not want to have gap ins. and that was fine, you sign a waiver, and you are good.Nothing hidden. 

DJcapitaloneFAN 

on Creditkarma

9 years ago

Please read this before applying!. I was very skeptical of this company because I decided to follow the link on CK to go to Lending Tree and see if I pre-qualified for any car refi loans. At the same time, I had also been made aware of checking pre-approval offers on credit card websites and I knew that didn't count as a hard credit check. So I wrongly assumed that the same thing would happen at Lending Tree. Lending Tree ended up pulling my report three times (because they match you with various companies). I thought this w... read more

rhitter94 

on Creditkarma

9 years ago

Horrible I had a letter that I was 'pre-qualified' and then they referred me to Lightstream Oh.. I don't think so. Not at this time!