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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Car refi I originally gave RateGenuis a very positive and high-rating for their efficiency and professionalism (reviewed posted on 10/20/16 reference focal Rick Reyes). However, they managed to mis-enter information (1. Incorrect pay-off amount 2. incorrect entry for auto-debt) on the loan documentation. The first mis-entry, I was informed of a stop-payment on the check that was issued which was fine as it was well before my monthly payment due date. The second time I was not informed, my account showed the loan was paid off... read more
GOOD!!!. Lenders make it difficult for self employees, but RateGenius found a way!!!
I can't get my gap insurance back.. If you get get gap insurance Rate Genius won't refundyour money if you pay off the loan.
deceiving I was lied to, I thought I was getting a better deal than what I had, at a lower rate, yes my payment went down a mere $33.00, with more months to pay and the same rate that I had with my previous bank, which lowering the APR was the hole point of hole thing, I ended up with the same APR and a drop on my credit score of 50 points that if I would had known that I would had never gone through the hole thing, by the way thank to credit karma for such a bad referral.
Better rate than I had They work to get you the best rate. Don't get your expectations to high.
Don't listen to these people who give 5 I only gave my last 4 digits and my DOB and they figured out my full social somehow. These people who give 5 stars here probably work for Rate Genius.
Car refinance Very easy to use. I was thought the customer service would be awful due to some of the reviews i had read, but that was not the case. I had a great customer service. I was not harrassed at all. We told them up front that we did not want to have gap ins. and that was fine, you sign a waiver, and you are good.Nothing hidden.
Please read this before applying!. I was very skeptical of this company because I decided to follow the link on CK to go to Lending Tree and see if I pre-qualified for any car refi loans. At the same time, I had also been made aware of checking pre-approval offers on credit card websites and I knew that didn't count as a hard credit check. So I wrongly assumed that the same thing would happen at Lending Tree. Lending Tree ended up pulling my report three times (because they match you with various companies). I thought this w... read more
Horrible I had a letter that I was 'pre-qualified' and then they referred me to Lightstream Oh.. I don't think so. Not at this time!
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,232 reviews.
When is RateGenius open?
RateGenius is closed now. It will open at 9:00 a.m.