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RateGenius

4.5

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Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,570 reviews
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Anonymous 
9 years ago

Misleading They tell u your approved then request $2K down. Bait & switch. I have a 700 score too. DONT waste your inquiry on your credit 

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scottmccord123 
9 years ago

BUYER BEWARE!! They will run numerous HARD inquiries after telling you they WON'T show up on your credit report! They will stay there for TWO years!!! I seriously doubt all the positive reviews even though they obviously have ties to Credit Karma. 

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amccaul1976 
9 years ago

Failed to get loan Not sure why it says odds are good. I was denied. Kind of looks bad for the site and the company both when the site says odds are good and yet it fails. Very disapointing. 

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nebulae 
9 years ago

They pulled my credit report twice One from Rate Genius, the other from somekind of credit union I never heard or authorized before. Filled a report to Experian to remove that inquiry. 

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nebulae 
9 years ago

I got credit report pulled twice One from Rate Genius, the other from somekind of credit union I never heard or authorized before. Filled a report to Experian to remove that inquiry. My information leaked. 

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Anonymous 
9 years ago

easy!!!!. They took my 540.00 payment down to 346.00 however they will search out to several lenders so your credit inquires will take a beating 

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Anonymous 
9 years ago

Do yourself a favor and save some $$ Easy application, all done through phone, fax, and mail. Cut my interest rate by more than half, Reducing my payment by $200 a month. 

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kokoloi 
9 years ago

The rate I got was not worth refinancing. But know looking at my credit score climing I can redo another refiance with one year. At least it gave me some hope. I w bould rather have waited. Unfortunately, the score rating they used was with Experian not with Credit Karma. Dissappointed. 

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Anonymous 
9 years ago

deceptive They jacked up the amount being financed higher than original loan by adding Gap,, title transfer, member and service fees...Then they changed term of loan from 60 months on my original to 66 months to make payments look low. I actually would have lost 360 dollars on this loan.....I don't get all these high ratings... maybe if you had a high rate to begin with, 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,570 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.