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Tresl
- Financial Services
- Leander, TX
About this business
Location details
1706 E New Hope Dr suite a, a, Leander, TX, 78641, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 8:00 a.m. to 8:00 p.m. | |
| Tue | 8:00 a.m. to 8:00 p.m. | |
| Wed | 8:00 a.m. to 8:00 p.m. | |
| Thu | 8:00 a.m. to 8:00 p.m. | |
| Fri | 8:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 5:00 p.m. | |
| Sun | Closed |
I understand items displayed on credit karma are estimates when it comes to loans. With that said, Credit Karma estimated less that 5% on the interest rate with Tresl. When I applied and received the offer, Tresl displayed and interest rate of well over 14% which was over 10% higher than the estimate given. I feel very mislead.
So they say a great interest rate to get you to apply then they come back with higher than I already have and I take a hard inquiry hit on my credit report thanks for the hit and nothing else do not apply.
Couldn't even make it through the janky application process. Maybe upgrade to something more modern
On my credit karma IFS came up saying they could save me about $50 a month if I refinanced so I applied. Then the IFS website said I was preapproved to save $48 a month and at interest rate 6% cheaper than I currently pay. I was contacted by a rep named Julie that was very nice and diligent, she sent me a link with the documents I need to submit. I sent everything right away and when she calls me back she says that I had 2 options..1. I put $3500 down and then they refinance my car at a lower rate (obviously), still not at t... read more
Way off (by 2 points!) APR rates offered at the pre-qual process to the actual offer. Avoid getting a hard inquiry over a very missleading pre-qual rates.
Their pre-qual rates are waaaaay off from the actual rates offered from lenders. Even with an excellent score, credit and employment history, etc... 2+ point difference will only get you a new hard inquiry to low your score for the very poor offers they have from lenders. Avoid a situation like this and go directly with a lender/bank!
The prequalified rate they give you is bs to get you to go ahead and go forward, after hard inquiries to your credit bureaus and your score takes a dip southward the offers are not acceptable. Go elsewhere for your Refi needs.
Prequalified offer is a sham. Don't fall for it. Hard inquiries later, they can't hold up to the offer they made you and the rate they offer is the same or higher. All you get is a reduced credit score.
Bait & Switch... I was recommended by Credit Karma. I went through the pre-approval process on the IFS site which included a soft credit pull. I selected the offer I wanted. After continuing with the process, I ended up with several hard credit pulls and they came back with nearly double the interest rate and in order to get this amazing deal, I would need to put $3,000 down.
Frequently asked questions about Tresl
How is Tresl rated?
Tresl has a 4.2 star rating with 3,629 reviews.
When is Tresl open?
Tresl is closed now. It will open at 8:00 a.m.