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Watermark Capital, Inc.

4.7
  • Irvine, CA

About this business

Watermark Home Loans’ vision is to lead the industry through providing quality customer service, setting the standard for professional ethics, and delivering the best financial options to each client. Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve. 

Location details

100 Spectrum Center Dr, Ste 520, Irvine, CA, 92618, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 6:00 p.m.
Tue8:00 a.m. to 6:00 p.m.
Wed8:00 a.m. to 6:00 p.m.
Thu8:00 a.m. to 6:00 p.m.
Fri8:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
4.72,760 reviews
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vmgia's profile image
14 years ago

Patrick Ladkani was great! Best experience with a lender in my many years of mortgages! The process was quick and Patrick was very professional and knowledgeable. I'd highly recommend Patrick and Watermark! 

gmatsunaga's profile image
gmatsunaga 
14 years ago

Patrick was great! His rates were so much lower than all others including my own bank, which whom I am a premier banker. I got no less than 7 other rate quotes from major banks to other lenders on zillow. By far, Patrick was the most pleasant to deal with. There were no high pressure sales, no false claims, and he encouraged me to shop around. Once I decided to proceed with Patrick, the refinancing process went quickly and smoothly with no surprises, just as was promised. I was very leary of the whole process as it was being... read more

ronsandel's profile image
ronsandel 
14 years ago

Watermark was great. They closed quickly with very few hiccups and stayed true to their word throughout. I worked with Patrick Ladkani. 

estelliba's profile image
estelliba 
14 years ago

Every single lender or broker told me that the loan I wanted to do was impossible, given my appraisal and my equity. Watermark found a lender that was able to do the deal and I did my re-fi. This was a huge help for me. 

mtony5693's profile image
mtony5693 
14 years ago

I would like to take the opportunity to recognize Watermark Capital for their exceptional work in regards to my refinance. They demonstrated a high level of professionalism through their courteous demeanor and friendly disposition. Further they kept every commitment to keep me informed by sending timely e-mails and phone calls. More importantly, their rate and fee structure were far superior to their competitors. I can say this with a high level of confidence, as I worked with over 15 organizations before selecting Watermark... read more

pana4's profile image
14 years ago

I requested everything in writing and they provided it quickly and explained the process of my loan thoroughly. I was afraid that their rate was just a teaser and I was going to get duped in the end but they gave me exactly what was promised and I finished my refinance. What I appreciated the most was the ability to get a response to my questions quickly. 

Rate Shopper's profile image
Rate Shopper 
a year ago

I requested a Loan Estimate from Casey Romijn which I was able to get the same day but when he found out that I was also requesting Loan Estimates from other lenders this is what he had to say, "If​ ​you​ ​are​ ​getting​ ​5​ ​to​ ​6​ ​go​ ​with​ ​another​ ​lender". Thanks for the feedback Casey, I definitely will and will share my experience as well. 

ADN's profile image
a year ago

We have excellent credit (760+), full-time employed for 30+ years, excellent debt-to-income. Our refinance should have been easy. It was anything but. Every time we provided them with requested additional information (documentation, etc) we were met with yet another request for more additional information. This happened EIGHT times. After spending weeks of back and forth sending them MORE information and documentation, they told us their "investor" required that we have at least $75k in liquid assets. We do not keep that kin... read more

ebbs8's profile image
3 years ago

I was working with another lender and and after 3 or 4 months they finally sent the final documents and it was thousands more. I went on-line and found Austin. Three weeks, start to finish. YES 3 ! weeks. Unbelievable. So fast. Exactly what he promised. Lowest rate by far and I check 5 or 6 other lenders. They said his rates couldn't be done. He did it. This guy is the real deal. Oh, yah. The closing costs we so low. That's something else the other lenders said couldn't be done. Austin saved me thousands on the closing costs... read more

Frequently asked questions about Watermark Capital, Inc.

How is Watermark Capital, Inc. rated?

Watermark Capital, Inc. has a 4.7 star rating with 2,760 reviews. 

When is Watermark Capital, Inc. open?

Watermark Capital, Inc. is closed now. It will open tomorrow at 8:00 a.m.