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Watermark Capital, Inc.

5.0
  • Irvine, CA

About this business

Watermark Home Loans’ vision is to lead the industry through providing quality customer service, setting the standard for professional ethics, and delivering the best financial options to each client. Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve. 

Location details

100 Spectrum Center Dr, Ste 520, Irvine, CA, 92618, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 6:00 p.m.
Tue8:00 a.m. to 6:00 p.m.
Wed8:00 a.m. to 6:00 p.m.
Thu8:00 a.m. to 6:00 p.m.
Fri8:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
5.02,408 reviews
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mpdwight's profile image
mpdwight 
13 years ago

Patrick offered the most competitive rate and worked through a few challenges with title and appraisals leading to a successful completion of a very good rate. Patrick will make sure you are satisfied and strives for excellent customer service. 

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nradov 
13 years ago

This was the second time I refinanced the same property with Watermark (interest rates keep dropping). The first time was very smooth and fast. The second time took somewhat longer. They originally quoted me on Zillow a 2.75% rate with zero fees on a 15-year fixed mortgage. However they later told me that the net tangible benefit was too low since I had previously refinanced to a 3.00% 15-year fixed mortgage only a few months earlier. Apparently their underwriter requires a bigger reduction in monthly payment to justify a re... read more

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PortlandCPA 
13 years ago

I worked with Eugene Humphrey and had a great experience. I found Eugene through zillow. I was working with two other mortgage lenders in parralel and Eugene blew them out of the water with both the lowest rate and superior customer service. Eugene would respond to my questions within minutes, often multiple times per day. When my home did not appraise to the value I had anticipated making the 20% down loan I initially applied for impossible, Eugene did everything in his power to still get a great deal for me. He tried gover... read more

ctrealtor53's profile image
ctrealtor53 
13 years ago

Patrick provided excellent service with my refinance and he offered lowest rate with no closing cost. Anyone who is looking to refinance and or need a mortgage I would highly recommend to contact him before contacting others. I will be working with him again on my investment property. 

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jimkash 
13 years ago

Patrick Ladkani is very professional and pleasant to talk to, he gave me the lowest rate out there with no closing cost. I would not shop around next time and will just contact Patrick because I trust him and like his work. Highly recommend him to everyone. 

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Buyerkal 
13 years ago

Patrick is one of the better lenders out there. He gave me a great rate and was very easy to work with.He was prompt in following up and getting the process going smoothly. Will recommend him for either your purchasing or refinancing needs. 

DevanReddy's profile image
DevanReddy 
13 years ago

Patrick is the person you want on your side when you need a loan. He was very professional and pleasant to boot. He delivered the best rate anywhere and we had a painless process in completing the loan. He is the lender that I would recommend to anyone looking for loan. Excellent service, follow through and final delivery.Thanks Patrick. You were great. 

vmgia's profile image
13 years ago

Patrick Ladkani was great! Best experience with a lender in my many years of mortgages! The process was quick and Patrick was very professional and knowledgeable. I'd highly recommend Patrick and Watermark! 

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gmatsunaga 
13 years ago

Patrick was great! His rates were so much lower than all others including my own bank, which whom I am a premier banker. I got no less than 7 other rate quotes from major banks to other lenders on zillow. By far, Patrick was the most pleasant to deal with. There were no high pressure sales, no false claims, and he encouraged me to shop around. Once I decided to proceed with Patrick, the refinancing process went quickly and smoothly with no surprises, just as was promised. I was very leary of the whole process as it was being... read more

Frequently asked questions about Watermark Capital, Inc.

How is Watermark Capital, Inc. rated?

Watermark Capital, Inc. has a 5 star rating with 2,408 reviews. 

When is Watermark Capital, Inc. open?

Watermark Capital, Inc. is closed now. It will open at 8:00 a.m.