Owning's cover image

This profile has been claimed by the business owner or representative.

Owning

4.8

About this business

Location details

3940 N Ravenswood Ave, Chicago, IL, 60613, United States

Get directions
WeekdayScheduleStatus
Mon8:00 a.m. to 7:00 p.m.
Tue8:00 a.m. to 7:00 p.m.
Wed8:00 a.m. to 7:00 p.m.
Thu8:00 a.m. to 7:00 p.m.
Fri8:00 a.m. to 7:00 p.m.
SatClosed
SunClosed
4.82,284 reviews
Select a rating
Tiff T.'s profile image
Tiff T. 
rating
4 years ago

I just helped my mom refinance her house and our team Thinh and Thai went above and beyond in their service and communication. I would highly recommend using them as your team. Thanks guys for everything! 

Stephanie O.'s profile image
Stephanie O. 
rating
4 years ago

We refinanced through Owning and couldn't be happier! Steven Hoang was great. He was very responsive and very quick. Our loan processor Maria Samson was amazing, funding our loan in 16 days! Working with Steven and Maria was easy and I highly recommend working with them! 

Joe G.'s profile image
Joe G. 
rating
4 years ago

Everything went smoothly, no surprises like with many other lenders. Was able to complete our refi in about a month. 

Wally B.'s profile image
Wally B. 
rating
4 years ago

No matter what company you choose to finance or refinance your home, your loan officer and processor are critical to the success of your loan application. I chose Owning, also known as Guaranteed Rate. A close family friend and experienced realtor recommended them. Julien Nguyen, 949-594-5039, and Jantzen Coughlin were outstanding and nearly flawless. Any email I sent or phone call I made to them were processed or answered immediately or very soon thereafter. Their actions and responses were accurate and swift. I can't say ... read more

Bapi M.'s profile image
Bapi M. 
rating
4 years ago

I compared rates with all the major mortgage companies and it's very common for companies to advertise low re-fi rates and then you call them and they tell you the rate is much higher than advertised. So, I was surprised when I got a re-fi rate even lower than I expected. The team from owning especially Cindy was great and always responded to my questions no matter what time it was. I guess with COVID they are all working from home anyways. Very easy company to work with. 

Bob W.'s profile image
Bob W. 
rating
4 years ago

Just concluded our second re-finance on our home using Owning aka Guaranteed Rate in as many years, and they were efficient, professional, and provided excellent customer service throughout the process. Got a pretty low rate now and don't see it going down from where we are presently, but if rates drop again I will definitely use them again:) Bob 

Mark W.'s profile image
Mark W. 
rating
4 years ago

I contacted Owning after I had already started a refi with another well known online lender. A friend told me of someone who had a good experience with Owning and I thought it might be smart to get a second quote. After filling out the online questionnaire, I was contacted by Julien Nguyen, an Owning loan officer. I think I lucked out because this man was top notch. Within days he had me further along in the process than the company I'd already been dealing with for well over a week. When the other companies estimated c... read more

Valerie K.'s profile image
Valerie K. 
rating
4 years ago

Owning was referred to me by my mother who had an excellent experience. Just like her, I am beyond happy with my refinance experience. Start to finish, the process took 17 days. Steven and Julie were awesome at communicating and pleasant to work with. I couldn't be more pleased. 

Bobby J.'s profile image
Bobby J. 
rating
4 years ago

I've refinanced 3 times prior with different banks/agencies; however, this was hands down the BEST experience I could have had. Both my Mortgage Specialist (Guy Adiva) and Loan Coordinator (Lee Davidson) were both professional and pleasant married with prompt communication. My loan was closed in just 15 business days (15yr * 1.99%) - literally best in class service! Thank you Lee and thank you Guy, looking forward to working with you both in the future. 

Frequently asked questions about Owning

How is Owning rated?

Owning has a 4.8 star rating with 2,284 reviews. 

When is Owning open?

Owning is open now. It will close at 7:00 p.m.