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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
TERRIBLE EXPERIENCE; DO NOT APPLY!!. I was directed to Rategenius via CreditKarma and I filled out the preliminary application; however, they put a hard inquiry on my credit; even though i did not provide them with my social security number; and the option to provide my SSN was optional on the application which i did not fill out; terms were not clear and they got access to my SSN through CreditKarma and did credit inquiry without my consent. After all this headache with my excellent credit history I got lower Interest but f... read more
Bilal was great with customer service the rate genius team, other than Bilal, needs some work
Great credit = No loan I have great credit 756 and it took over a month to receive anything about my application. Got a letter stating my credit was good but they couldn't find a lender Wow really??? I'm Never late on anything!! Someone didn't try very hard.
LOWER MY RATE.. THE ONLY PROBLEM THAT WAS A PROBLEM WAS THE FACT THAT BOTH LOANS WERE ON MY CREDIT REPORT EVEN BEFORE THE OLD LOAN WAS PAID.
Loan process was back & forth, saved $$ The loan process was drawn out because I had to continously request changes and confirmation on why things were in the loan documents but overall the process was fairly simple, I just chose to scrutinize the loan to make sure I knew what I was getting. Overall it was worth is as I got a good interest rate which saved me money.
Lazy s$$
Lazy a$$.
Absolutely underhanded practices Do not use this company!!! Especially Leah Baize and Kristin Chambers. I was several thousand ahead on my loan. I didn't realize they added on unneeded gap coverage on to my loan. When I realized it I found out they also use a company that you cannot get a refund after 60 days. I have never dealt with a gap coverage that you were not entitled to any sort of a even a partial refund after 60 days. So if you pay off your loan early even know gap covers your entire loan length of time, you won't ... read more
The rate that is shown when applying is not accurate. Brian said that they haven’t offered that rate in over a year. Not happy! What a waste of time and they pulled my credit knowing they couldn’t offer this rate regardless of my credit, etc. compromising my score with a hard pull. This is unethical.
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,230 reviews.
When is RateGenius open?
RateGenius is closed now. It will open at 7:00 a.m.