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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Refinanced auto loan without a cosigner.. Even without a cosigner, my rate went down.
No, no no - Do not use this I am considering legal action over this service. Over the course of a week my credit monitoring was going off every few hours because multple random credit unions and banks were checking my credit every day. I had the threated legal action to get them to stop. The fact taht all they are doing is submitting you to random lenders and that each will pull your credit needs to be disclosd upfront and center!!! My credit score dropped several points in just a couple of days because of these idiots. I ca... read more
Disingenuous by Credit Karma Understand that the initial loan term they present to you is only bait to get you to apply. I'm working diligently to improve my credit and lower any high interest loans I have. After applying, they offered a higher rate and longer-term loan then what I'm already paying and the inquiry on my credit report dropped my credit score.Credit Karma is not helping when they constantly offer consumers proposals that will improve their credit but only drive their credit rating down.
Auto refinance The overall application process and approval were quick, but the time from approval to funding was very frustrating. It took about 13 BUSINESS DAYS for the loan to actually fund after I got an approval from the lender. rateGenius kept coming back to me for additional documents that needed to be signed (that I had already signed on three different occasions), or copies of my drivers license (which I had provided on three different occasions) or copies of a voided check (which I also provided on three different ... read more
Stay from them. Its not worth it.
Pre-approved denied Just because your pre-approved and have good credit doesn't mean you will get the refinance you wanted. So when you get denied you will get a hit on your credit report.
Information on Credit Karma is incorrect Credit Karma promotes Rate Genius with great rates but after qualifying and taking a hard hit inquiry on your credit score it doesn't even come close to the advertised rate.
Never again Seriously mad with this Company. They showed me that my refinance interest will be less than the current rate which is fking lies and told me that it will not hurt my credit by checking the rate but they did fking hard check. So so mad and now my credit went down because of them. So now my credit went down and their interest rate is higher than my current one.
NO THANKS The cost of the loan over term, was $1000 more than what I was paying. MOST DISTURBING, They gave my contact information to an insurance agent that actually called me. SO MUCH FOR REPECTING MY PRIVACY.
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,230 reviews.
When is RateGenius open?
RateGenius is closed now. It will open at 7:00 a.m.