RateGenius's cover image

This profile has been claimed by the business owner or representative.

RateGenius

4.5

About this business

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

Get directions
WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,572 reviews
Select a rating
InMyHonestOpinion's profile image
InMyHonestOpinion 
6 years ago

Can't Recommend Them. . .. Assume that since they keep spamming me after i got a refinance for my loan, that I would be overly-glowing. Was 'raped' by previous loan sharks (from credit Karma) and do appreciate their improving my interest payments. However; they rejected me, at first, due to my disability. Upper management DID get involved, eventually; & rectified the matter. Kudos for that! But, after the loan was funded & approved, got snail-mail letters rejecting my application & the tone and gravamen of their corresponde... read more

Omidb's profile image
Omidb 
7 years ago

TERRIBLE EXPERIENCE; DO NOT APPLY!!. I was directed to Rategenius via CreditKarma and I filled out the preliminary application; however, they put a hard inquiry on my credit; even though i did not provide them with my social security number; and the option to provide my SSN was optional on the application which i did not fill out; terms were not clear and they got access to my SSN through CreditKarma and did credit inquiry without my consent. After all this headache with my excellent credit history I got lower Interest but f... read more

Omidb's profile image
Omidb 
7 years ago

Unclear terms; unauthorized credit check I was directed to Rategenius via CreditKarma and I filled out the preliminary application; however, they put a hard inquiry on my credit; even though i did not provide them with my social security number; and the option to provide my SSN was optional on the application which i did not fill out; terms were not clear and they got access to my SSN through CreditKarma and did credit inquiry without my consent; and after all these headache with my excellent credit history i got lower inter... read more

Omidb's profile image
Omidb 
7 years ago

TERRIBLE EXPERIENCE; DO NOT APPLY!!. I was directed to Rategenius via CreditKarma and I filled out the preliminary application; however, they put a hard inquiry on my credit; even though i did not provide them with my social security number; and the option to provide my SSN was optional on the application which i did not fill out; terms were not clear and they got access to my SSN through CreditKarma and did credit inquiry without my consent. After all this headache with my excellent credit history I got lower Interest but f... read more

spikel89's profile image
spikel89 
7 years ago

Bilal was great with customer service the rate genius team, other than Bilal, needs some work 

Frasier2019's profile image
Frasier2019 
7 years ago

Great credit = No loan I have great credit 756 and it took over a month to receive anything about my application. Got a letter stating my credit was good but they couldn't find a lender Wow really??? I'm Never late on anything!! Someone didn't try very hard. 

pervis58's profile image
pervis58 
7 years ago

LOWER MY RATE.. THE ONLY PROBLEM THAT WAS A PROBLEM WAS THE FACT THAT BOTH LOANS WERE ON MY CREDIT REPORT EVEN BEFORE THE OLD LOAN WAS PAID. 

fuss51's profile image
fuss51 
7 years ago

Loan process was back & forth, saved $$ The loan process was drawn out because I had to continously request changes and confirmation on why things were in the loan documents but overall the process was fairly simple, I just chose to scrutinize the loan to make sure I knew what I was getting. Overall it was worth is as I got a good interest rate which saved me money. 

NOHCHO's profile image
NOHCHO 
7 years ago

Lazy s$$ 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,572 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open tomorrow at 7:00 a.m.