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RateGenius

4.5

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,230 reviews
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Ajy12's profile image
7 years ago

Simple and short Great service and they found a credit union that dropped my payment by $70 with no penalty for early loan payoff! 

Hoonigan33908's profile image
Hoonigan33908 
7 years ago

Crap , wasted my credit enquiry don’t t waste your credit enquiry, even I had big hopes after looking at their reviews 

Hoonigan33908's profile image
Hoonigan33908 
7 years ago

don’t t waste your credit enquiry, even I had big hopes after looking at their reviews 

mabenes's profile image
7 years ago

Ripoff!. Scumbags sent letter that looks like it's from a real credit union. Instead it's from a ripoff lending broker. Stay away. Total scam. 

mabenes's profile image
7 years ago

Ripoff!!!!. This company is a scam. I got a letter that looks like it was from First Credit Union in Chandler, AZ. It turns out it was from this bunch of scumbags. When I told these *******s to take me off the mailing list and cancel my application they were EXTREMELY rude and hung up on me. Too bad they are in Austin so I can't easily drive there and shove their junk mail up someone's ***. 

Anonymous's profile image
Anonymous 
7 years ago

Waste of time A credit check and a long process to get you a loan with 0.01% less than what you have. Or the same rate but a longer term. 

PrivLuis's profile image
7 years ago

!!!!!!!!!!!!!GAP INSURANCE!!!!!!!!. I signed up for a refinance with Rate Genius and they quoted me $13,886 and my months payments would be $262 /months which was less than i was already paying so i was fine with it. the agent told me if i wanted Gap protection and i said no, then he explain to me what it was and said it was already included on my $262/month payment so i said ok. Fast forward a month and i get a letter from my new bank with a loan now of $14,510? so i called the new back and questioned the balance and they e... read more

Anonymous's profile image
Anonymous 
7 years ago

Was approved and everything was going go If you work seasonal type of work, don't waste your time with them. They will not give you a loan. I do landscaping and make good money and they wouldn't give me a loan because I work seasonal. 

Anonymous's profile image
Anonymous 
7 years ago

Beware All I recived was a hard inqurey Avoid this 3rd Party ripoff your better off going through a bank or credit union. Credit Karma also has miss leading information 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,230 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 7:00 a.m.