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RateGenius

4.5

About this business

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,571 reviews
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angelmarie115's profile image
angelmarie115 
7 years ago

Refused to even investigate fraud I received an email from this company regarding auto refinancing. I did not apply to this or any company for auto refinancing, I have no interest in refinancing a vehicle. This company sent me the exact same generic email about not being able to delete a credit inquiry. I was contacting them to let them know a fraud has obviously occurred and they simply told me multiple times to contact the credit reporting agencies because they can only delete an inquiry based on fraud. Firstly, I said not... read more

Jaybacca's profile image
Jaybacca 
7 years ago

Not good Agent (Rodney Bremby) did not complete my loan and decided not to follow up with me that he had not. I assumed it was done and had been waiting for paperwork and in the process I missed a payment from lender. Very bad experience. 

Veselroxk's profile image
Veselroxk 
7 years ago

Wanna sell you extras and not disclose Did everything they asked Sent in all the forms was told loan was approved then last thing since had the temporary registration from dealer still declined the offer. 

Nominchuluun's profile image
Nominchuluun 
7 years ago

rude and unprofessional First of all, i saw these rate genius auto finance company one of my favorite youtube channel called COMMON CENTS MIKE. He said, this could be the best refinance company so far. then after few days, on my credit karma app, rate genius poped up saying it can be low as 3% according to my credit score. so i thought i should give them a try. i applied and waited 1 full week. then i had to call them. the customer agent who picked the phone up said rate genius and got silence. i can feel she is one of the p... read more

ck0123's profile image
ck0123 
7 years ago

Approved, only $2 a month savings First of all, I never gave them my SSN, so I don't know how they pulled my credit. I asked them to call me, which they did not. My emails weren't answered. Only after a rep texted me in broken English, were my questions answered. After flatly refusing their offer and telling the rep to stop contacting me, I've been harassed with two texts and one email. 

ajlst21's profile image
ajlst21 
7 years ago

Awful experience.. I have a 713 Credit Rating and they denied me for a refinance. WHAT A JOKE! The application process was terrible. They didn't ask me for my current VIN. Meaning, I had to be contacted twice. 

Wags91's profile image
Wags91 
7 years ago

Super simple!. It was really easy to apply and the people were quick and efficient. 

brinman's profile image
brinman 
7 years ago

Complete waste of time and Hard Inquiry Don't waste your time. They do a hard inquiry (expected), but then when they aren't able to find any better rates for you, then they say they will do more research and you never hear back from them again. At least that was my experience. 

Joleentampa's profile image
Joleentampa 
7 years ago

The loan was approved right away, but My interest rate would go up, and extend my loan out 2 years to save $100 a month thats not a savings 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,571 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.