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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
BAD EXPERIENCE My credit score is 735. My payment history is excellent. Credit Karma recommended I apply for refinancing of my 2017 Hyundai. rateGenius came out on top reviews. I was denied credit and a hard inquiry on my credit knocked my score down by 3 points.
Auto Refinance That Credit Karma sends you notices to refinance your car throught Credit Genius (see the similarites in the name). I received 2 voicemails and 2 emails that I had full approval only to be told by Steven Madigan at Credit Genius that he doesn't know why I got those messages. So I email him his own recording telling me I have full approval. He then tells me that I don't and that the rate is higher, blah, blah, blah! What a bunch of SH-T! Now my credit has been "dinged". Credit karma needs to mind their own busi... read more
Terrible I got 2 unauthorized hard inquiries and no contact at all. Terrible.
Military and potential members beware.. Refuses to correct fraudulent loan attempt to credit bureaus. After attempts to resolve fraudulent issues with this company, I was hungup on by two employees. I have filed complaints with the BBB and CFPB.
Absolutely horrible Service and Employee what a joke RateGenius is! Geoffry Sterling, the employee who helped me, was so rude and disrespectful on the phone and became confrontational when i refused the gap insurance. This service is terrible and their emplyees arents much better, i would highly highly recomend using another service. Employees like this need to be firede becuase you have lost a paying customer today.
Absolutely horrible service!!!. The man who helped me was terrible! Geoffry Sterling was so rude over the phone when i refused gap coverage and proceeded to pressure me into telling him why and telling me that i "shouldnt be concered with my rate going up a few bucks... anyone can afford it". i highly recomned using a different loan finder because RateGenius, and their staff, are just one big joke. I would as RateGenius to follow up with this employee as he is not a person who should be talking with people over the phone, so... read more
They will get you approved so you can fill a bunch of paperwork, never finalize the loan and then sell your information to companies that will call you for nonsense.
Bait & Switch I looked into getting a refinance loan through this company and at first they offered me a much better interestes rate. Once I was able to speak with Angelica she told me that since they had more details on my car that my rate was going to be 5% higher. She claimed that I was really underwater on my vehicle. I had done my research prior to applying and I knew exactly where I stood on my loan and if $800 difference makes me underwater than so be it. I am with a great finance company now and I have no issues asid... read more
I submitted a review the other day 9/14 why was it not added? Seems you are only posting positve
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,628 reviews.
When is RateGenius open?
RateGenius is closed now. It will open at 7:00 a.m.