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RateGenius

4.5

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,230 reviews
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Savetime123's profile image
Savetime123 
7 years ago

Waste of Time After you submit the application they wont get you back in a week. They show low interest rate but they wont approve. I earn 300+ k per year and my credit scores were 750. They wont respond good even if we call. They take aleast a week to get back . Time is valuable. I wont recommend this . Thank you 

Bscott0750's profile image
Bscott0750 
7 years ago

Terrible, complicated process Avoid this loan process. Complicated and not worth your time. 

Bscott0750's profile image
Bscott0750 
7 years ago

Terrible and complicated Avoid, this loan process is not as easy as it sounds. 

Bscott921's profile image
Bscott921 
7 years ago

Terrible Not as easy as it sounds, and yes I have good credit. 

Bscott921's profile image
Bscott921 
7 years ago

This process is not as easy as it sounds. 

IT88's profile image
7 years ago

Nothing happened 

eric1445's profile image
7 years ago

Terrible. Dishonest.. RateGenious contacted me about a pre-approved refinance deal. They had all of my automobile and current loan information already. At first the Bank that had the pre-aproved offer approved me for 10% more than the original pre-qualified offer. After several calls and multiple hits to my credit they found an acceptable rate. Upon giving them my VIN they all of a sudden realized the "trim package" level was wrong and disqualifed me for a loan. Had all of my information except trim package? Terrible experie... read more

13579omaha's profile image
13579omaha 
7 years ago

Bad Experience!. I applied for loan and was accepted. all paperwork and contracts were emailed to me and I filled them out and got necessary signatures. I sent back overnight and then 2 days later I was called and said that I had to come up with a down payment. This was never mentioned during the application process or when signing all contracts. It appeared to be a scam. I showed it to a local banker and they determined the same thing. Stay Away!! 

Naladawg's profile image
7 years ago

Didn't do anything for me Didn't help me at all 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,230 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 7:00 a.m.