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RateGenius

4.5

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,230 reviews
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Minnesotacredit's profile image
Minnesotacredit 
7 years ago

I was approved I was approved with great credit. I decided to go with Capital One instead because Rate Genius companies had bad rates, too many hoops to jump through, and bad customer service. 

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Anonymous 
7 years ago

Auto loan They gave me a much better interest rate compared to what I had before!! 

Alpinist69's profile image
Alpinist69 
7 years ago

A Waste of Time and Inquiries I would just avoid this "loan search engine" as they will just add unnecessary inquiries without any results. I have around a 700 credit score and was looking to refinance at a better rate. They added inquiries and couldn't even find a single lender even though there are two banks locally and the current loan provider willing to lower my rates. They didn't even communicate this to me until I wrote them; they just ignored me. Save your patience and your credit the inquiries and just find a local ... read more

Maritza63's profile image
Maritza63 
7 years ago

Refinanced my car loan for a much lower rate. 

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Iloveusteve 
8 years ago

Waste of time Ok i know that i don't make that much money but i have a co-payer my spouse how do u think i got my new car?its just doesn't make sense that u gonna decline me because of ny income without asking ne first how did i get my car???waste of time 

fixmyscore62's profile image
fixmyscore62 
8 years ago

Dropped my interest rate 12 points!!. Dropped my monthly payment $80 - I'm glad I replied to their email invitation to apply! 

Anonymous's profile image
Anonymous 
8 years ago

Not good The intrest rate displayed in the add not available for good score aswell. Wasting of my credit hit. 

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Anonymous 
8 years ago

Was not helpful told me my truck was only worth 21,000 when it should be in the neighbor of 24,000 to 26,000 I owe 27,000. Applied with Capitalone which I thought was gonna be harder to get and got accepted saving me $60 a month. 

Brucewah's profile image
8 years ago

The Difference maker.. If you are looking around for a loan in which has your best interest in mind, look no further. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,230 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 7:00 a.m.