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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Awesome! Thought this was a scam but... I received a mail offering on refinancing my BMW. I thought this was a scam but called anyways. Long story short, they refinance my car down from 4.5% (BOFA) to 2.95% (credit union). My savings is >$700/yr in interest. It was super easy too.
Dropped my percentage rate down double digits Customer service walked me through step by step
Auto loan.. I refinanced my loan with rate genius to lower my monthly payments.
I was shopping for a low rate and I thought I had gotten one through rate genius which basically applies to places for you. As I read the paperwork I noticed I would actually pay more in the end and could get a lower payment and a shorter term and lower interest through other places. The reason was that rate genius was trying to push the gap insurance. This increased my borrowing amount even though I already had gap through the dealership when I first got the car. They didn't even try to help. Once I said that I didn't want ... read more
Soft Approval? Don't believe it!. I called the phone number to ask a question or two; the agent talked me into a "soft" credit check and told me I "qualified!" She said that I would be contacted in the next 24-48 hours by my representative. No one called so I called. I was told it was in process. Ten days later, I called again to be told that I failed "soft" credit check and no loan was in process. No calls, no letter. No explanation! But they collected a lot of personal information that is not going to be used? Credit score... read more
had 18.6% now down to 6.4% Refinanced when CapitalOne said nope we don't refinance current loans.
They worked a refi miracle!. When all others said it was impossible to refinance the "upside down" on my vehicle, rateGenious proved them wrong. On top of that, I got an amazingly low interest rate!
What the f? I found a slightly used car that was way below KBB value so I went to the Stealership and finance through them and got a 4.77% APR for a 60 month term. So i took it and planned to refinance after 6 months. I applied through RateGenius and they offered me 3.99% but they wanted me to extend my term to 66 months. I turned them down on the spot. I average 810-812 credit score and expected a much lower rate especially that I even went through my employer's discount program. Waste of my time!
Turned down with 660 I was told I was a good candidate for refinancing. Decent score low income to debt, etc. I get a call after 4 days saying they couldn't find a lender, but they had great news! I was possibly eligible to buy insurance from them......
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,277 reviews.
When is RateGenius open?
RateGenius is open now. It will close at 8:00 p.m.