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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Awesome! Thought this was a scam but... I received a mail offering on refinancing my BMW. I thought this was a scam but called anyways. Long story short, they refinance my car down from 4.5% (BOFA) to 2.95% (credit union). My savings is >$700/yr in interest. It was super easy too.
Dropped my percentage rate down double digits Customer service walked me through step by step
Auto loan.. I refinanced my loan with rate genius to lower my monthly payments.
I was shopping for a low rate and I thought I had gotten one through rate genius which basically applies to places for you. As I read the paperwork I noticed I would actually pay more in the end and could get a lower payment and a shorter term and lower interest through other places. The reason was that rate genius was trying to push the gap insurance. This increased my borrowing amount even though I already had gap through the dealership when I first got the car. They didn't even try to help. Once I said that I didn't want ... read more
Soft Approval? Don't believe it!. I called the phone number to ask a question or two; the agent talked me into a "soft" credit check and told me I "qualified!" She said that I would be contacted in the next 24-48 hours by my representative. No one called so I called. I was told it was in process. Ten days later, I called again to be told that I failed "soft" credit check and no loan was in process. No calls, no letter. No explanation! But they collected a lot of personal information that is not going to be used? Credit score... read more
had 18.6% now down to 6.4% Refinanced when CapitalOne said nope we don't refinance current loans.
They worked a refi miracle!. When all others said it was impossible to refinance the "upside down" on my vehicle, rateGenious proved them wrong. On top of that, I got an amazingly low interest rate!
What the f? I found a slightly used car that was way below KBB value so I went to the Stealership and finance through them and got a 4.77% APR for a 60 month term. So i took it and planned to refinance after 6 months. I applied through RateGenius and they offered me 3.99% but they wanted me to extend my term to 66 months. I turned them down on the spot. I average 810-812 credit score and expected a much lower rate especially that I even went through my employer's discount program. Waste of my time!
Turned down with 660 I was told I was a good candidate for refinancing. Decent score low income to debt, etc. I get a call after 4 days saying they couldn't find a lender, but they had great news! I was possibly eligible to buy insurance from them......
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,232 reviews.
When is RateGenius open?
RateGenius is closed now. It will open tomorrow at 9:00 a.m.