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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Process was easy Not worth the few dollars I saved should have stayed with the company I was with.. My car note was $393 with my previous finance company and now it's $379 that's not a cheaper deal
Auto loan with very low interest If you are looking for low interest rates, then get a quote from rate genius
Labor Intensive Process Did I get a lower interest rate than my current car loan? Yes. BUT it was a LOT of work doing so. It was roughly a two month process. Initially I was told the rate was lowered to 5.99% BUT this was only if I refinanced my car for 72 months - even tho I had 53 or 52 months left. If I tried to refinance for a less time - the rate went up. So then we reapplied for another vendor - finally got it down to 2.99% - again this was LOTS of emails, phone calls and texts stating I was not going to refinance for ... read more
It is now a more secure loan for me Saves you money
I took out an Auto Loan with CreditGeniu CreditGenius is actually a company whobpairs you with a lender. What they don't tell you is that they run a credit report on you and then the lender who offers the loan, Hiway Federal Credit Union in my case ran another credit report which lowered my credit score because it was an inquiry. I think they should be more up front about this. I also didn't appreciate Chad and Miguel not responding to my email messages to them when I had questions. The whole process ran very smoothly but Cr... read more
Lowered my rate substantially.. Dropped my auto loan rate from roughly 7% to under 4% by suggesting I switch to a local credit union. It was a pretty easy procedure.
All about closing The loan process was easy to apply online. The employee I dealt with was often slow to respond however, and didn't seem to care much about my concerns and more about getting the loan closed. They asked me to get paperwork signed and when I questioned what it was for they said I actually didn't have to send it in if I didn't want to. In the end I got a great deal on my loan. Just wish the employees were more responsive and seem to care more about the customer than just closing the deal.
Great rate, read disclosures Refinanced in March 2017, traded 5 months later and found GAP insurance was nonrefundable after 60 days of refinancing.
Great rate, read disclosures Refinanced in March 2017, traded 5 months later and found GAP insurance was nonrefundable after 60 days of refinancing.
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,232 reviews.
When is RateGenius open?
RateGenius is closed now. It will open tomorrow at 9:00 a.m.