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RateGenius

4.5

About this business

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,557 reviews
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Hillius's profile image
Hillius 
8 years ago

This is trash, ran my credit for nothing Don’t waste your time with this brokerage, no one replies from the company or tell you anything after you apply screw credit karma for even selling advertising space to them. 

Plamenna's profile image
Plamenna 
8 years ago

Total disappointment I have applied for a better rate and this is a lesson learned. First my credit score is over 750, I had a multiple offers from different companies to lower my current interest rate but since Credit Karma was giving me good odds I choose rate Genius over other lenders. Prior the application submission I received an email that my application is in process and after a week I called and I've been told that they are not able to get me a lower rate. So since I still have my credit score in the excellent zone a... read more

CypressKnees70's profile image
CypressKnees70 
8 years ago

False Information They advertise one interest rate and monthly payment based on the vehicle information and then call you with completely different numbers (very different numbers!!!). Mind you, my credit score is excellent per CK and had no bearing on their verbal offer. They blame the different numbers on not knowing the vehicle info prior to advertising - this is annoying because I didn't see their offer until AFTER punching in my vehicle info. I chose not to do business with this company due to falsely advertising number... read more

CK1Jeep's profile image
CK1Jeep 
8 years ago

False advertising for lowest rates.. Promise of refiinancing but then say I don't quality for negative equity. I only owe 58% of market value and an excellent credit score! 

AZRobert's profile image
AZRobert 
8 years ago

Don’t use!. They don’t know how submit an application with an offer letter. They also shop your credit to a ton of different banks. 

Savetime123's profile image
Savetime123 
8 years ago

Waste of Time After you submit the application they wont get you back in a week. They show low interest rate but they wont approve. I earn 300+ k per year and my credit scores were 750. They wont respond good even if we call. They take aleast a week to get back . Time is valuable. I wont recommend this . Thank you 

Bscott0750's profile image
Bscott0750 
8 years ago

Terrible, complicated process Avoid this loan process. Complicated and not worth your time. 

Bscott0750's profile image
Bscott0750 
8 years ago

Terrible and complicated Avoid, this loan process is not as easy as it sounds. 

Bscott921's profile image
Bscott921 
8 years ago

Terrible Not as easy as it sounds, and yes I have good credit. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,557 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.