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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
I took out an Auto Loan with CreditGeniu CreditGenius is actually a company whobpairs you with a lender. What they don't tell you is that they run a credit report on you and then the lender who offers the loan, Hiway Federal Credit Union in my case ran another credit report which lowered my credit score because it was an inquiry. I think they should be more up front about this. I also didn't appreciate Chad and Miguel not responding to my email messages to them when I had questions. The whole process ran very smoothly but Cr... read more
Lowered my rate substantially.. Dropped my auto loan rate from roughly 7% to under 4% by suggesting I switch to a local credit union. It was a pretty easy procedure.
All about closing The loan process was easy to apply online. The employee I dealt with was often slow to respond however, and didn't seem to care much about my concerns and more about getting the loan closed. They asked me to get paperwork signed and when I questioned what it was for they said I actually didn't have to send it in if I didn't want to. In the end I got a great deal on my loan. Just wish the employees were more responsive and seem to care more about the customer than just closing the deal.
Great rate, read disclosures Refinanced in March 2017, traded 5 months later and found GAP insurance was nonrefundable after 60 days of refinancing.
Great rate, read disclosures Refinanced in March 2017, traded 5 months later and found GAP insurance was nonrefundable after 60 days of refinancing.
Awesome! Thought this was a scam but... I received a mail offering on refinancing my BMW. I thought this was a scam but called anyways. Long story short, they refinance my car down from 4.5% (BOFA) to 2.95% (credit union). My savings is >$700/yr in interest. It was super easy too.
Dropped my percentage rate down double digits Customer service walked me through step by step
Auto loan.. I refinanced my loan with rate genius to lower my monthly payments.
I was shopping for a low rate and I thought I had gotten one through rate genius which basically applies to places for you. As I read the paperwork I noticed I would actually pay more in the end and could get a lower payment and a shorter term and lower interest through other places. The reason was that rate genius was trying to push the gap insurance. This increased my borrowing amount even though I already had gap through the dealership when I first got the car. They didn't even try to help. Once I said that I didn't want ... read more
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,557 reviews.
When is RateGenius open?
RateGenius is open now. It will close at 8:00 p.m.