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RateGenius

4.5

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,232 reviews
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nebulae's profile image
8 years ago

They pulled my credit report twice One from Rate Genius, the other from somekind of credit union I never heard or authorized before. Filled a report to Experian to remove that inquiry. 

nebulae's profile image
8 years ago

I got credit report pulled twice One from Rate Genius, the other from somekind of credit union I never heard or authorized before. Filled a report to Experian to remove that inquiry. My information leaked. 

Anonymous's profile image
Anonymous 
8 years ago

easy!!!!. They took my 540.00 payment down to 346.00 however they will search out to several lenders so your credit inquires will take a beating 

Anonymous's profile image
Anonymous 
8 years ago

Do yourself a favor and save some $$ Easy application, all done through phone, fax, and mail. Cut my interest rate by more than half, Reducing my payment by $200 a month. 

kokoloi's profile image
8 years ago

The rate I got was not worth refinancing. But know looking at my credit score climing I can redo another refiance with one year. At least it gave me some hope. I w bould rather have waited. Unfortunately, the score rating they used was with Experian not with Credit Karma. Dissappointed. 

Anonymous's profile image
Anonymous 
8 years ago

deceptive They jacked up the amount being financed higher than original loan by adding Gap,, title transfer, member and service fees...Then they changed term of loan from 60 months on my original to 66 months to make payments look low. I actually would have lost 360 dollars on this loan.....I don't get all these high ratings... maybe if you had a high rate to begin with, 

Dave2016's profile image
8 years ago

Terrible service, worst company ever.. Go with another agency!!!! 

Georgy777's profile image
Georgy777 
8 years ago

The rates are higher than what you think I had applied for this loan and soon backed out since the rates advertised on the site,is not what you would be asked to apply for, the rates will be slightly lower than your present interest rates and the period of loan payment will be extended, In effect you would paying for more. 

arielmansfield's profile image
arielmansfield 
8 years ago

HORRIBLE!!!!. All of the reviews must be from the company itself!! They denied my refinance loan and I have good credit!! Don't waste your time!! Customer service is also a joke!! 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,232 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 9:00 a.m.