Timothy Sutherland at Rate (NMLS #312357)

Deepa Karthikeyan 

on Zillow

4 years ago

Timothy and his team were efficient and helped us close on time. I had some employment verification issues that they worked alongside me to resolve them. We highly recommend their service. Thoroughly professional and knowledgeable. 

JParker 

on Zillow

4 years ago

This is the second refinance I've done in a year. I can say without reservation that Tim went out of his way to provide me with a great rate that roundly beat the other offerings in the market. What I found most beneficial about working with Tim is that I was someone who still had mortgage insurance and was unsure if my loan to value would come in above 20% (the general limit when mortgage insurance is removed). Tim was able to offer a loan that allowed for 15% loan to value ratio, which eliminated my mortgage insurance, gav... read more

Jon L 

on Zillow

4 years ago

Tim and team at Guaranteed Rate are great from start to finish! It's a hyper-competitive sellers' market, but Tim was happy to aid our offer by providing a video to the sellers highlighting our credit-worthiness. They specifically mentioned to our agent how much they appreciated the video, so it very possibly could've made a difference in securing our house. We had a relatively tight time frame to close but there was never any doubt that it would be done on time, and the day after a long holiday weekend at that. Tim sent mul... read more

Stevelind 

on Zillow

4 years ago

I found Tim great to work with. It was extremely easy to fill out the forms and submit my documentation electronically online. The appraisal was fast and went smoothly. But once the application was approved, I found the underwriting process to be far more problematic with significant delays, and Guaranteed Rate's chosen bank ended up being difficult to work with. The bank's homeowners insurance documentation requirements caused extraordinary confusion between the bank, Tim's support staff, and my veteran State Farm insurance... read more

Ashley Basmajian 

on Zillow

6 years ago

Tim was amazing! He was always so on top Of everything. He always gave us a heads up on what was needed and was very timely. The team was also great. They always contacted us whenever things were needed. 

Troy Basmajian 

on Zillow

6 years ago

Tim and his team were great helping my wife and I purchase our first home. He answered all the questions we had throughout the process and was always helpful and positive. The fees and closing costs were lower than we anticipated and we are extremely pleased about that. Highly recommend Tim & Guaranteed Rate for mortgage services. 

Lizet Valdez 

on Zillow

6 years ago

Tim and his team are extremely responsive and great consulting services. I highly recommend them if you want to get a loan, obtain good rates and have someone to answer all your questions during the process. 

myglenn 

on Zillow

6 years ago

Working with Tim Sutherland and his team was an absolute joy. He finds the best deals, responds to questions immediately and was extremely professional. I would highly recommend Tim Sutherland. 

Shaun B 

on Zillow

6 years ago

Tim and team exceeded all our expectations. Would definitely recommend GuaranteedRate to anyone looking for great rates and exceptional customer service!