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Timothy Sutherland at Rate (NMLS #312357)

5.0

About this business

Timothy Sutherland is your Columbia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Timothy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Timothy at (202) 602-0177 for more information! 

Location details

10320 Little Patuxent Pkwy, Suite 1140, Columbia, MD, 21044, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0147 reviews
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patrician31 
12 years ago

Very knowledgeable, provided independent opinion on a property which needed some work. Ended up not taking a mortgage after learning about some of the requirements put in by the mortgage company. I recommend Timothy and plan on using his mortgage services in the future. 

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user615908 
12 years ago

I have used Mr. Sutherland's services for several loans over the past 5 years, most recently on a refinance in the Spring of '12. I continue going to him because he is professional, quick, and easy to work with. He promptly answers any questions I have about a loan or process, and his staff seem thorough. The rates I get with him are competitive. It is worth noting that I'm across the country from Timothy now, all of our interaction is through the phone and email. The technology his team uses makes this pretty easy as well, ... read more

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user5443235 
12 years ago

We applied a loan to purchase our new home. The rate provided by Tim the best. He is very responsive and thoughtful. I highly recommend him. 

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aff123 
12 years ago

Tim Sutherland has the best rates, not to mention a high level of service. He is extremely responsive - answering emails late in the day and also on weekends. He is honest and will answer all of your questions in a timely manner. His team is excellent as well. I would highly recommend Tim. Do not let the fact that you are working with an out-of-state lender be a deterrent. In the age of the internet where communication is mostly electronic anyway, this should not matter. If you do however need to get a hold of Tim over the p... read more

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user1301230 
12 years ago

Timothy Sutherland is a loan officer at SunTrust and a phenomenal resource. Elapsed time from the moment we sent inquiry via Zillow and until he called us was measured in minutes. Few pertinent questions later, quick credit score check and he was able to prequalify us over the phone. What is more he stood by the rates quoted on Zillow! The process was smooth, efficient, professional and no-nonsense straightforward. Just a pleasure to do business with him! 

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Pingee 
12 years ago

Tim got back to me right away and presented the info I asked for in an easy to understand method. I did not have to hound him for the details of the loan as he gave me a sheet with pricing and everything up front. Tim was very pleasant on the phone once I spoke with him as well. I'm glad I looked at his reviews before as they were 100% spot on! 

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user100612 
12 years ago

thanks Tim and his excellent team, Donna and Laura very much, I reallyappreciated their patience and time in the whole process. it's this excellentyour team made this long and stressful process smooth and successful.I am 100% satisfied with their help and service in every aspects in thewhole process. Their expertise in mortgage business and real estate market, their patience to answer every questions in a timely manner, their hospitality to a completely outsider of this complex loan process as a first time buyer, all left me... read more

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user264596 
12 years ago

I higly recommend Tim and his team. Tim is very responsive and helpful, and offer competitive rate and fees. I like the daily updates and the weekly highlight too. My deal is not closed yet due to ongoing negotiation with the seller, but look forward to closing the deal with Tim in the coming month. 

user0000311's profile image
user0000311 
12 years ago

3 months ago we had no hope on being able to refinance our house that was hopelessly underwater. We then discovered that our house was Fannie Mae (check the fannie mae website you might be too) and we could qualify for refi under the new Harp 2.0 guidelines. We could only dream that in less than 60 days that we could close and lower our interest rate. Well that dream came true, Tim's team stepped up the plate and we were able to close in less than 60 days and lower our interest rate to save us a significant chunk of money ev... read more

Frequently asked questions about Timothy Sutherland at Rate (NMLS #312357)

How is Timothy Sutherland at Rate (NMLS #312357) rated?

Timothy Sutherland at Rate (NMLS #312357) has a 5 star rating with 147 reviews. 

When is Timothy Sutherland at Rate (NMLS #312357) open?

Timothy Sutherland at Rate (NMLS #312357) is closed now. It will open on Monday at 9:00 a.m.