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Timothy Sutherland at Rate (NMLS #312357)

5.0

About this business

Timothy Sutherland is your Columbia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Timothy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Timothy at (202) 602-0177 for more information! 

Location details

10320 Little Patuxent Pkwy, Suite 1140, Columbia, MD, 21044, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0147 reviews
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user0562670 
11 years ago

Tim is a 5-Star loan officer all around, and his assistant Donna and his processor Karen Wilson are both very impressive as well. I received a good online quote for a Jumbo loan, and followed up with Tim. Tim asked a few questions over the phone and was able to find a SunTrust special mortgage product which we qualify, with an amazingly lower rate and APR. When 3 other local and regional lenders approached me through referral, and provided their rate / APR quotes, they ranged from 0.50% to 0.625% higher, and seemed to be dif... read more

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ChetChaulagai 
12 years ago

Tim is highly professional, transparent, and helpful. I learned about him through Zillow and approached him online. I found him exceptional in all matters. He is the man of integrity and discipline. 

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user7322096 
12 years ago

Let me begin by saying I was skeptical of using a big-bank lender at first. It has usually been my experience that big anything is more expensive. With Tim and SunTrust, I got the lowest rate I and great service. I worked with Tim over the past year on two different loans. The first was very complex and Tim did a lot of work on it. We ended up backing out of that purchase and Tim made the unwind very easy with no complaints for work wasted. I then called him back to work on another loan. As it was for the purchase of a short... read more

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12 years ago

I cannot recommend Tim highly enough. Our home purchase loan was not a typical straight forward case, requiring special justification letters, conference calls with credit bureaus and what not — but Tim guided us through and delivered everything on time. His knowledge and experience is reassuring and most importantly, he is always reachable by phone and answers your emails promptly. 

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user6545617 
12 years ago

Tim responded prompty with the best quote. He also keep me updated dalily on intrest rate updates until I locked in. He and his stuff worked hard to meet an aggresive closing date. I would highy recommend him... 

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user4994824 
12 years ago

Responded instantly to quote request, and was available via phone/email for questions during my decision making process. I went with his offer....better than other quotes I got after checking 4-6 others from recommendations I received. Glad I checked online with Zillow! 

user0773925's profile image
user0773925 
12 years ago

All I can say is Hooray for Tim Sutherland. He's the man! It goes like this....I went onto BankRate.com and searched for 30 year fixed mortgage rates. Tim from SunTrust bank popped up. I responded to the popup and wrote send me info. It was 2:30am. Tim has a blackberry and was going to drain the bladder at 2:30am and responded to my email. Tim was available on weekends, nights, holidays. He spent a few hours with me on the phone as I uploaded file after file. Tim gave me his word I would close in 21 days with Christmas holid... read more

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hounie2000 
12 years ago

I got a 5/1 ARM through Tim for the purchase of a San Francisco home. His rates and lack of fees made it easy to choose him over a local bank. 

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elyhydes 
12 years ago

I bought a house in Detroit. Many lenders don't like to deal with properties in Detroit, but Suntrust didn't mind. Tim Sutherland came highly recommended through online reveiws, and after a brutally long shortsale process, I can honestly say that Tim was one of the FEW bright spots in the whole horrid process. His communication is spot on. The most I ever had to wait to hear back from him was a matter of minutes. He emailed back to my inquiries IMMEDIATELY. In short, he's the lender I'd strive to be if I was in the professio... read more

Frequently asked questions about Timothy Sutherland at Rate (NMLS #312357)

How is Timothy Sutherland at Rate (NMLS #312357) rated?

Timothy Sutherland at Rate (NMLS #312357) has a 5 star rating with 147 reviews. 

When is Timothy Sutherland at Rate (NMLS #312357) open?

Timothy Sutherland at Rate (NMLS #312357) is closed now. It will open on Monday at 9:00 a.m.