Extra Credit Union is known for its heart to serve through offering help, guidance, counsel, and programs for the entire community. As the only credit union in Southeast Michigan to offer a certified K-12 financial curriculum, we provide hands-on learning, financial fundamentals and customized services to help students make good financial decisions now and create a brighter financial future. We support our teachers with many different opportunities, as well. Your membership helps support these essential school programs. We honor our roots in the educational sector in Macomb County, which is why we’re known as “Extra Credit Union” {get it? “Extra Credit” and “Credit Union”? We’re pretty wit

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4.9

★★

223 reviews

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Reviews(94)

Google Reviews(129)

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Robert M. on Birdeye

★★

2 months ago

Everything went very smooth,from loan application to the closing. I would like to thank Connie for all her help in making this as easy as possible.

Business Response:

Hi, Robert. Your feedback is highly appreciated. Thank you for the review!

PJ3 L. on Birdeye

★★

3 months ago

Only con is that they are not open on Weekends, other than that my experience have been so great and they really went over and beyond for me.

Business Response:

Hi, Pj3. We are thrilled to learn that you had a positive experience with us!

Grace Ehmler D. review for Extra Credit Union

Grace Ehmler D. on Birdeye

★★

4 months ago

Always there to help Al

Business Response:

Hi, Grace. Your feedback is highly appreciated. Thank you for the review!

desi p. on Birdeye

★★

5 months ago

Jamie McCollum made my day she put the biggest smile on face and gave me hope. She showed excellent customer service skills, she was very knowledgeable and she listened to me. Excellent staff member Extra!!

Business Response:

Hi, Desi. Your feedback is highly appreciated. Thank you for the review!

lovely play-i play roblox and m. review for Extra Credit Union

lovely play-i play roblox and m. on Birdeye

★★

5 months ago

Good morning: Micheal Carr is the best go see him it will change your life. Very professional and knowledgeable. Thanks: Crystal Reed

Business Response:

Hi, Lovely. Thank you so much for leaving us a stellar review!

Renee C. on Birdeye

★★

5 months ago

I had a very stressful and unique situation with my home refinance. After being told by numerous banks (even my own bank, where I WAS a customer for years) that I was not eligible for a loan, I was referred to Extra Credit Union by a co-worker. On a wing and a prayer I went in, from the moment I was greeted at the front desk I knew I was in the right place. I can not thank Diane Scott enough for her personal attention to my matter, exceptional correspondence and help with every step. I feel like I spoke with Diane in one form or another for a straight month! She really went above and beyond to make sure I knew exactly what I was getting into, and to represent my unique issue well and be my voice when I felt so lost. We did it! Now my 2 young children can stay in the only home they have ever known. There are no words for how appreciative I am to Diane and Extra Credit Union!! Not to leave anyone out either, Samantha Staver and Michael Carr are both wonderful as well. It was team work that got it done, you guys rock!!!!! I will be recommending this bank to anyone and everyone I know or meet.

Business Response:

Hi, Renee. We are thrilled to learn that you had a positive experience with us!

Lilly R. on Birdeye

★★

5 months ago

This morning I went to Extra Credit Union to sign for an auto loan where I met with Stephanie Cardillo, the closer, who walked me through the process. She put me at ease and explained each document carefully, yet I didn’t feel rushed, and Stephanie had the whole transaction completed in no time. She is so proficient, personable, and professional that I enjoyed working with her. I believe others will, too. I hope that Extra Credit Union rewards her excellent customer service.

Business Response:

Hi, Lilly. Thanks for taking the time to share your positive experience. We truly appreciate it!

Jackie H. on Birdeye

★★

7 months ago

Again Michael Carr has gone above and beyond. You are amazing always stepping up and helping us. It should say Michael Carr Extra Credit Union! Thank you so much The Hess family 👪 ❤️

Business Response:

Hi, Jackie. Thank you so much for leaving us a stellar review!

Christopher F. review for Extra Credit Union

Christopher F. on Birdeye

★★

7 months ago

Recently completed a used car loan application with Jamie M. as my member relationship specialist and she was fantastic! Communication was great throughout the entire process and feel very blessed to have worked with her. Great job Jamie!

Business Response:

Hi, Christopher. We are thrilled to learn that you had a positive experience with us!